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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Two Exceptions To Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...

How To Avoid Getting A Flat Tire

A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...

Renters Insurance

  Do you rent your home or apartment? Did you know your landlord’s insurance policy doesn’t cover your possessions or protect you from liability claims? Because dependable coverage is what you need, that’s what our renters insurance offers. It's available through Grinnell Mutual or your local farm or county mutual. When the day comes to buy homeowners insurance, the insurance history you build with renters insurance...

Can I File a Workers’ Compensation Claim with My Company If I Telecommute?

According to a study by Workspot, 84 percent of Americans telecommute more than once a month, and nearly one in four do so on a weekly basis. More than 40 percent of companies have adopted telecommuting policies. Of course, working from home has pros and cons. It also raises serious questions like what would happen if you became injured while performing work for your employer...

Living the Dream...Travel Trailers.

At Pardridge Insurance, we offer Travel Trailer Insurance through our partner Foremost Insurance Group.  He is how their Travel Trailer Insurance Has You covered: Comprehensive Coverage. This is included with our travel trailer insurance policies and is not automatically included in your typical auto policy. This provides protection from just about any direct, sudden, and accidental loss, including; collision, fire, smoke, floods, landslides, hail, windstorms,...