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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is Your Home Ready For The Fall?

For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...

Electrical Shock Checklist

Electricity is powerful. You rely on it to power your business. It’s power worth respecting. Electrical shock kills and injures thousands of people each year. While dry skin provides a natural barrier to electrical currents, wet skin - even from perspiration - reduces resistance to zero. Taking proactive steps to prevent electrical shocks in and around your work site is essential. Don’t allow electricity to...

Proper Smoke Alarm Placement Can Save Your Life!

Not only is checking the batteries and testing your smoke alarms important to your safety, but also key is placing smoke alarms in the proper places. Alarms should be in the basement, outside sleeping areas, and inside each bedroom. View the infographic below to learn more about smoke alarm placement. More information about fire prevention This article is part of a series of articles for Fire...

Two Exceptions To Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...

How To Avoid Getting A Flat Tire

A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...