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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Does My Homeowners Insurance Policy Cover Against Animal Damage?

Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...

July & August are Top months for Vehicle Theft

Stolen cars are an unwelcome summer ritual Thieves will steal three vehicles before you finish reading this article. And even though your neighborhood feels safe, more than half of the nearly 700,000 cars stolen in 2014 occurred in an area such as a home garage or street. The National Highway Traffic Safety Administration (NHTSA) warns that the . So after giving your car a good...

Is My College Student Covered?

College students have a lot on their minds this time of year besides meeting back up with friends. They’re purchasing textbooks, finalizing class schedules, applying for jobs, and moving back into apartments.  With classes underway, has your college student considered purchasing renters insurance? This young group of renters own a significant amount of electronics (including laptops, cell phones, ipods, televisions, and more), in addition to...

You Or Your Car: Who Is Insured?

Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what is actually covered. So if you get in an accident while driving another person's car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically the liability coverage follows...

Is My Student's Personal Information Protected?

Who better to impersonate than someone who has no reason to check his or her credit report? That’s why 500,000 children under age 18 are victims of identity theft each year. Because parents are repeatedly asked to share their children’s personal information as they grow up, it’s easy for parents to expose kids to fraud without realizing it. College students, too, are at a high...