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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What The Blink?! Protecting your Home from Power Surges.

Have you ever had the lights flicker or dim at your home or place of business? If you answered, yes, you have experienced a power quality issue. Should you be concerned about power quality issues? The answer is a resounding yes. With today’s array of smart appliances and sophisticated components within your home and business, power quality is an issue about which everyone should be...

How to Avoid Lightning

There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot count...

Test Your Home for Radon and Protect your Family’s Health

Radon is an odorless, colorless gas that likely exists in many homes in the United States. According to the Environmental Protection Agency, this naturally occurring gas is the second leading cause of lung cancer. During National Radon Action Month, Grinnell Mutual recommends testing your home for radon. “The most important reason to test your home for radon is to identify potential air quality issues,” said...

Business Liability Insurance Umbrella

As a smart business owner, one of the ways you protect the investment in your business is through liability insurance.  While standard liability coverage will protect you in most situations, sometimes it may not be enough.  Without adequate liability protection, your business and personal assets may be at risk. Normally, it is difficult for businesses or general contractors to work without general insurance. General liability...

Light The Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...