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Tag: Insurance Agent

Insure to Value

Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...

Life Insurance and Health Conditions

Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health conditions. Many people think certain conditions preclude them from getting life insurance. In reality, many common and manageable conditions won’t disqualify you from being approved for a policy. The truth about life insurance and health conditions Although it varies by insurer, many...

Driving Through Flood Waters - A Risk Not Worth Taking!

Turn around, don’t drown. The next time your community receives a flood watch or warning, you'll probably hear that phrase from your favorit weatherperson. Pardridge Insurance urges you to avoid driving in flood waters because of the threats to your vehicle and your life. Flood waters are the deadliest form of severe weather. More people died because of flood waters than lightning, tornadoes, or windstorms...

How to Avoid Lightning

There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...

Life Insurance for Retirement Can Offer a Big Boost

By: Patti Orton Kuna,  Erie Insurance Many people only view life insurance as a way to take care of final expenses. While that is an important component, life insurance for retirement can also offer major advantages when it comes to planning out your Golden Years. Two life insurance products used in retirement planning are permanent life insurance (coverage that’s in place your entire life that...