Check Business Insurance Off Your List

Business insurance — check. Grinnell Mutual’s standard business insurance package covers property, general liability, crime, and inland marine. But are you covered for commercial auto, workers’ compensation, employment practices liability, cyber liability, and equipment coverage? Coverage gaps in your business insurance plan could cost you a small fortune in property or liability expenses. Contact a our agents at Pardridge Insurance (815-758-4447) to check these coverages off your list.

Commercial auto

You depend on your company’s vehicles to get the job done. Whether your business vehicles move products, equipment, or employees, or just you, Grinnell Mutual’s commercial auto insurance can provide coverage..

Workers’ compensation

Employees are your most valuable asset. Help protect them and your bottom line with workers’ compensation insurance from Grinnell Mutual.

Employment Practices Liability (EPL)

As a business owner, you want to protect your employees, but you also need to protect your business. EPL insurance helps protect businesses from employee-initiated lawsuits claiming discrimination, harassment, wrongful termination, and other charges. Take a few minutes to learn more about risk management with our partner Grinnell Mutual’s EPL program.

Cyber liability

It only takes one human error, a simple property crime, or a clever hacker to compromise your customers’ records. Help protect your clients and your business by learning how data breach is a real threat to large and small businesses.

Equipment breakdown

Everyday businesses, from large manufacturing operations to small retail stores, rely on their mechanical and electrical equipment to maintain operations. Heating/cooling, computer and phone systems, electronic retail equipment, electrical systems, fire detection, and security systems — the list goes on. When equipment fails, business grinds to a halt.

Equipment failures may not be covered by your standard businessowner or commercial property policies and could lead to costly repairs and loss of business. Learn more about equipment breakdown coverage and how you can add it to your business policy.

Contact Pardridge Insurance today at 815-758-4447 to fill the gaps in your insurance.

The summarized coverage descriptions are used for reference only and do not contain relevant policy conditions, exclusions, or limitations. Products and discounts not available to all persons in all states and are subject to underwriting guidelines, review and approval.