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Category: Life Insurance

Life Insurance for Stay-at-Home Parents

If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregivers, stay-at-home parents are often also cooks, housekeepers, tutors, psychologists, chauffeurs, nurses and more. That’s a lot of responsibilities that often demands life insurance protection. One person who does all of the above and more is Beth Schiedel, mom of Zita, 3,...

Danger - Distracted Driving!

We’ve all been in a room full of teenagers — between the animated chatter, loud music, and texting back and forth, they’re a force to be reckoned with. Cram all of that energy into the cramped confines of a car and it can get dangerous fast. Statistics from the Children’s Hospital of Philadelphia Research Institute show that when teen drivers have two or more passengers,...

Have a Fire Escape Plan: Get Low and Go

It’s hard to think about your house and your things — your whole life — going up in flames. It can be even harder to talk about such a scary possibility with your children. But working out an escape plan that everyone can follow and understand can prevent a tragedy. According to the National Fire Protection Association (NFPA), in 2013, there were nearly 2,800 deaths...

4 Things Every Senior-preneur Must Do

For some Americans, the best part of life starts at retirement. This new stage of life means no more answering to upper management, managing a 40+ hour work week or battling rush hour traffic. And while spontaneous trips to the shore and the relaxing mood of an empty house may be a draw for some, the novelty often wears off quickly. That’s why many retirees...

Annuities vs. Life Insurance

 Annuities and life insurance have a lot in common. In both cases, you pay money to a company that promises to give it back (and then some) at a later date. Pretty simple, right? But things can get a little fuzzy after this. In blunt terms, life insurance is for those who are left behind when you die. Maybe it helps your heirs pay final...