Teaching Respect for ATVs: A Role for Everyone
Posted: July 30, 2015
Teaching Respect for ATVs: A Role for Everyone"Hop on! I'll take you there." Whether it is crossing a ravine, climbing a hill, or traveling down a gravel road, the ATV may be the fastest way to get to a broken fence, stray livestock, or anything else that needs attention on the farm and in the field. Many farmers take the speed and convenience of ATVs for granted. "Riders don’t give ATVs the...
Insure to Value
Posted: July 24, 2015
Insure to ValueDon't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...
Life Insurance and Health Conditions
Posted: July 22, 2015
Life Insurance and Health ConditionsWhether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health conditions. Many people think certain conditions preclude them from getting life insurance. In reality, many common and manageable conditions won’t disqualify you from being approved for a policy. The truth about life insurance and health conditions Although it varies by insurer, many...
How to Avoid Lightning
Posted: July 15, 2015
How to Avoid LightningThere are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...
Don’t Let Dog Bites Send You to the Doghouse
Posted: June 12, 2015
By: Ashley Weber, Eriesense.com The laws governing dog bite liability vary by state and, like all aspects of insurance, coverage is regulated by individual states. Here’s what you need to know about insurance and dog bites: Homeowners and renters insurance policies typically cover dog bite liability. If a claim exceeds the policy’s limit, though, the dog owner would be personally responsible for all damages above...