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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

School Sports: 5 Reasons To Get Your Kids Involved

School sports are one of most effective ways children learn essential life skills. Sporting activities offer children the opportunity to learn cooperation, teamwork, social skills, and perseverance towards a common goal. As an adult in the working world, these are the qualities found in highly-valued employees. Parents often have legitimate concerns regarding the safety of their children who are involved in school sports. According to...

Teaching Respect for ATVs: A Role for Everyone

"Hop on!  I'll take you there." Whether it is crossing a ravine, climbing a hill, or traveling down a gravel road, the ATV may be the fastest way to get to a broken fence, stray livestock, or anything else that needs attention on the farm and in the field. Many farmers take the speed and convenience of ATVs for granted. "Riders don’t give ATVs the...

Insure to Value

Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...

Life Insurance and Health Conditions

Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health conditions. Many people think certain conditions preclude them from getting life insurance. In reality, many common and manageable conditions won’t disqualify you from being approved for a policy. The truth about life insurance and health conditions Although it varies by insurer, many...

Driving Through Flood Waters - A Risk Not Worth Taking!

Turn around, don’t drown. The next time your community receives a flood watch or warning, you'll probably hear that phrase from your favorit weatherperson. Pardridge Insurance urges you to avoid driving in flood waters because of the threats to your vehicle and your life. Flood waters are the deadliest form of severe weather. More people died because of flood waters than lightning, tornadoes, or windstorms...