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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

If You Get a Scald...what to do!

You can help prevent scalds at home and in the kitchen. If you get a scald, follow these tips. 1. Cool the scald. Treat a scald right away by putting it in cool water. Cool the scald for three to five minutes. 2. Uncover the scald. Remove all clothing, diapers, jewelry and metal from the scalded area. These can hide underlying scalds and retain heat, which...

Three Ways to Spot Deer on Rural Roads

When drivers and deer see each other on the road, it can be a challenge for each of them to overcome their instincts. The deer caught in the headlights may freeze, while drivers may swerve to avoid the deer. “When you see a deer, slowing down should be your first reaction,” said Kevin Dowling, Assistant Vice President of direct claims at Grinnell Mutual Reinsurance Company....

Be Ladder Smart When Hanging Holiday Decorations

Wreaths, bows, and twinkling lights are a few of the many ways people brighten up their homes during the holiday season. Grinnell Mutual recommends using your ladder properly to hang holiday decorations. “To reduce the chance of falling, make sure you have a stable foundation under your ladder,” said Larry Gallagher, director of loss control at Grinnell Mutual Reinsurance Company. “In addition, use the proper...

Insulation – one key to winterizing your home and saving money

Insulating your home can make it more comfortable and save you money on heating and cooling. As winter approaches, Grinnell Mutual recommends inspecting the insulation in your attic, walls, and foundation. Proper insulation can improve the efficiency of your furnace and caulking windows and doors may help reduce heat loss. “Insulation offers a bigger return on the dollars you invest in improving your home, especially...

Planning Tips For The Perfect Holiday Season

For those of us who love family get-togethers, parties, and events, this is a favorite time of year. Get started on your planning early so you have a safe and special holiday. We have gathered together some great planning tips that will help you make your holiday fun and safe. Holiday Decorating Making your home festive is a lot of fun, but there are some...