Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Protecting your Home Equipment: A Primer
Posted: January 12, 2017
Protecting your Home Equipment: A PrimerIt seems to be a rule of the universe that the more inconvenient it is to be without your (fill in the blank), the more likely it is that your (fill in the blank) will break down. Sometimes stuff breaks no matter how well you take care of it. But there are some basic things you can do to minimize the chance that there’s no...
Check Business Insurance Off Your List
Posted: January 6, 2017
Check Business Insurance Off Your ListBusiness insurance — check. Grinnell Mutual’s standard business insurance package covers property, general liability, crime, and inland marine. But are you covered for commercial auto, workers’ compensation, employment practices liability, cyber liability, and equipment coverage? Coverage gaps in your business insurance plan could cost you a small fortune in property or liability expenses. Contact a our agents at Pardridge Insurance (815-758-4447) to check these coverages...
Tips To Stay Safe While Driving In Winter Weather
Posted: January 4, 2017
Tips To Stay Safe While Driving In Winter WeatherYou depend on your vehicle to get you from point A to point B safely and soundly, even when dealing with the hazards winter weather brings. From the moment your vehicle is in motion, winter driving demands your full attention. With rainstorms, black ice, slush, or a whiteout wall of snow, you are at higher risk of a collision or breakdown. While having auto insurance...
“Frozen” is only good as a movie
Posted: December 30, 2016
“Frozen” is only good as a movieThis winter, don’t “let it go” — don’t let cheerful movie tunes and apple-cheeked Nordic princesses distract you from winterizing your home properly. There are plenty of easy, inexpensive ways to prevent winter damage. For instance, a burst pipe can cost you upwards of $5,000 in repairs. On the other hand, pipe insulation costs as little as $.50 per linear foot. Wondering where to start?...
Electrical Issues Top the List of Fire Causes
Posted: December 28, 2016
Electrical Issues Top the List of Fire CausesIn 2015, electrical issues claimed the top spot in the annual list of fire origins based on statistical data gathered by our partner Grinnell Mutual’s Special Investigations. Of the 654 new investigations in 2015, 39 percent of determined fires were electrical, with combustibles placed near heat sources coming in at 21 percent, and incendiaries at 18 percent. Other noted fire catalysts included natural causes (6 percent),...