We’ve all seen pictures of houses with water up to their rooftops, and cars floating serenely down a street that looks more like a river. Floods are a major force to be reckoned with and can have catastrophic effects on your car and your home.
In the case of homeowner’s insurance, you are probably not covered for flood damage in your homeowner’s policy. Flood coverage must be purchased separately, and differs from your homeowner’s policy in some significant ways. Typically, flood insurance is not as comprehensive as your homeowner’s policy: it usually doesn’t cover basement improvements, but does cover things like washers, dryers, ceilings and sheetrock.
You’re more likely to be affected by flood than fire in your life, so take the time to make sure you and your family are protected from these devastating acts of nature. Call us at Pardridge Insurance – 815-758-4447; let’s talk about whether flood insurance is a wise investment for your family.