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Tag: Homeowners Insurance

Preventing Fraud and Arson

Preventing Fraud and Arson

We depend on you Fraudulent insurance claims and arson not only cost our nation billions of dollars each year, they take countless lives. We call on you to help prevent fraud and arson in your neighborhood. What is fraud? Insurance fraud is one of the largest economic crimes in the United States.  Fraud affects all areas of insurance and includes: Claims for theft that never...

Insure to Value

Insure to Value

Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...

How to Avoid Lightning

How to Avoid Lightning

There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...

Don’t Let Dog Bites Send You to the Doghouse

By: Ashley Weber, Eriesense.com The laws governing dog bite liability vary by state and, like all aspects of insurance, coverage is regulated by individual states. Here’s what you need to know about insurance and dog bites: Homeowners and renters insurance policies typically cover dog bite liability. If a claim exceeds the policy’s limit, though, the dog owner would be personally responsible for all damages above...

How to Prevent Dog Bites

How to Prevent Dog Bites

By: Ashley Weber, Eriesense.com A professional pet trainer explains why dogs bite—and what you can do to prevent your pooch from causing harm. Cute, cuddly, loyal and smart—it’s no wonder dogs hold the title of “man’s best friend” and that 39 percent of American households own at least one dog. So why is it that our canine companions bite humans 4.7 million times every year...