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Tag: Home Insurance

A How To Guide for Renters

Whether your goal is to avoid mowing a lawn or have unlimited access to a pool and fitness facility you never have to clean, or if you just plain don’t want to buy a house, you may be one of the 43 million households in the U.S. who rent a home, apartment or condo. In fact, according to Rent.com’s 2015 rental market report, rental inventory...

Simple Tips to Keep Laundry Rooms Efficient and Fire-Free

Pardridge Insurance, in partnership with Grinnell Mutual, reminds homeowners that simple dryer maintenance can help keep your home and family safe. Choose the right venting system Just as clogged lint filters can overheat and combust, lint can also build up in the dryer and ductwork of the ventilation system. For example, bends in the ductwork reduce airflow, leading to lint accumulation. That’s why it’s important for ductwork...

Is Your Condo Covered?

Living in a condo brings together the best of both worlds -- apartments and houses. You own the condo outright, so if you want to paint the walls electric purple, go for it. And you don’t have to worry about things like lawn maintenance or other pesky chores. Just as living in a condo is a unique blend of apartment living with homeownership, condo insurance...

What to Know about Ice Dams

If you’re no stranger to snow, then an ice dam on your roof is a dangerous seasonal possibility. An ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow from draining off the roof. From gutter damage to unintended injuries, an ice dam can spell disaster. Fortunately, ice dams can be easily mitigated if you take steps to prevent them...

9 Reasons Renting is Awesome!

Raise your hand if you’ve heard this before: “Why would you rent? That’s like throwing money into a black hole!” I’m not here to argue the value in building equity through home ownership – that’s a no-brainer. But let’s be honest: Considering the price of a down payment, a home inspection and closing costs – the up-front costs of purchasing a home can be cost-prohibitive...