# Pardridge Insurance Agency, Inc. > Compare multiple insurance quotes from your local independent insurance agent today. Pardridge Insurance Agency, Inc. provides auto, home, life, and business insurance for all of Illinois. ## Sitemap - [Sitemap](https://www.pardridge.com/sitemap.xml): Contains all public and indexable URLs for this website. ## Pages - [Accessibility Statement](https://www.pardridge.com/accessibility-statement/): Pardridge Insurance Agency, Inc. provides Accessibility Statement for Sycamore and all of Illinois. - [Thank You](https://www.pardridge.com/thank-you/): Pardridge Insurance Agency, Inc. provides Thank You for Sycamore and all of Illinois. - [Annual Insurance Checklist](https://www.pardridge.com/policy-service-center/annual-insurance-checklist/): Pardridge Insurance Agency, Inc. provides Annual Insurance Checklist for Sycamore and all of Illinois. - [Glossary](https://www.pardridge.com/policy-service-center/insurance-resources/glossary/): Pardridge Insurance Agency, Inc. provides Glossary for Sycamore and all of Illinois. - [FAQs](https://www.pardridge.com/policy-service-center/insurance-resources/faqs/): Pardridge Insurance Agency, Inc. provides FAQs for Sycamore and all of Illinois. - [Secure Staff Contact Form](https://www.pardridge.com/about-us/secure-staff-contact-form/): Pardridge Insurance Agency, Inc. provides Secure Staff Contact Form for Sycamore and all of Illinois. - [How to Find, Install and Use a Child Safety Seat](https://www.pardridge.com/how-to-find-install-and-use-a-child-safety-seat/): Pardridge Insurance Agency, Inc. provides How to Find, Install and Use a Child Safety Seat for Sycamore and all of Illinois. - [Customer Reviews](https://www.pardridge.com/reviews/): We strive to provide excellent customer service. Read why people in Illinois choose Pardridge Insurance Agency, Inc.. See our Google, Facebook, and Yelp reviews. - [Write A Review](https://www.pardridge.com/write-a-review/): Pardridge Insurance Agency, Inc. provides Write A Review for Sycamore and all of Illinois. - [How to Treat a Burn Injury](https://www.pardridge.com/how-to-treat-a-burn-injury/): Pardridge Insurance Agency, Inc. provides How to Treat a Burn Injury for Sycamore and all of Illinois. - [Special Event Insurance](https://www.pardridge.com/business-insurance/special-event-insurance/): Pardridge Insurance Agency, Inc. provides Special Event Insurance for Sycamore and all of Illinois. - [Business Insurance Checklist](https://www.pardridge.com/business-insurance-checklist/): Pardridge Insurance Agency, Inc. provides Business Insurance Checklist for Sycamore and all of Illinois. - [Personal Insurance Checklist](https://www.pardridge.com/personal-insurance-checklist/): Pardridge Insurance Agency, Inc. provides Personal Insurance Checklist for Sycamore and all of Illinois. - [Refer a Friend](https://www.pardridge.com/refer-a-friend/): Pardridge Insurance Agency, Inc. provides Refer a Friend for Sycamore and all of Illinois. - [Garage Insurance](https://www.pardridge.com/business-insurance/garage-insurance/): Pardridge Insurance Agency, Inc. provides Garage Insurance for Sycamore and all of Illinois. - [Life Insurance FAQs](https://www.pardridge.com/life-health-insurance/life-insurance-faqs/): Pardridge Insurance Agency, Inc. provides Life Insurance FAQs for Sycamore and all of Illinois. - [Final Expense Insurance](https://www.pardridge.com/life-health-insurance/final-expense-insurance/): Pardridge Insurance Agency, Inc. provides Final Expense Insurance for Sycamore and all of Illinois. - [High Net Worth Coverage](https://www.pardridge.com/auto-home-and-personal-insurance/high-net-worth-coverage/): Pardridge Insurance Agency, Inc. provides High Net Worth Coverage for Sycamore and all of Illinois. - [Pet Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/pet-insurance/): Pardridge Insurance Agency, Inc. provides Pet Insurance for Sycamore and all of Illinois. - [Secure Quote Request](https://www.pardridge.com/secure-quote-request/): Pardridge Insurance Agency, Inc. provides Secure Quote Request for Sycamore and all of Illinois. - [Secure Contact Form](https://www.pardridge.com/secure-contact-form/): Please complete this form and a member of our team will contact you as soon as possible. - [Home Page](https://www.pardridge.com/): Compare multiple insurance quotes from your local independent insurance agent today. Pardridge Insurance Agency, Inc. provides auto, home, life, and business insurance for all of Illinois. - [Insurance Blog](https://www.pardridge.com/blog/): Stay up to date with helpful insurance news and tips from Pardridge Insurance Agency, Inc.. - [Individual Life Insurance](https://www.pardridge.com/life-health-insurance/individual-life-insurance/): Pardridge Insurance Agency, Inc. provides Individual Life Insurance for Sycamore and all of Illinois. - [401(k) Retirement Plans](https://www.pardridge.com/group-benefits/401k-retirement-plans/): Pardridge Insurance Agency, Inc. provides 401(k) Retirement Plans for Sycamore and all of Illinois. - [Key Person / Employee Insurance](https://www.pardridge.com/business-insurance/key-person-employee-insurance/): Pardridge Insurance Agency, Inc. provides Key Person / Employee Insurance for Sycamore and all of Illinois. - [Health Savings Accounts (HSA)](https://www.pardridge.com/group-benefits/health-savings-accounts-hsa/): Pardridge Insurance Agency, Inc. provides Health Savings Accounts (HSA) for Sycamore and all of Illinois. - [Health Reimbursement Arrangement](https://www.pardridge.com/group-benefits/health-reimbursement-arrangement/): Pardridge Insurance Agency, Inc. provides Health Reimbursement Arrangement for Sycamore and all of Illinois. - [Group Vision Insurance](https://www.pardridge.com/group-benefits/group-vision-insurance/): Pardridge Insurance Agency, Inc. provides Group Vision Insurance for Sycamore and all of Illinois. - [Group Long-Term Care (LTC) Insurance](https://www.pardridge.com/group-benefits/group-long-term-care-ltc-insurance/): Pardridge Insurance Agency, Inc. provides Group Long-Term Care (LTC) Insurance for Sycamore and all of Illinois. - [Group Life Insurance](https://www.pardridge.com/group-benefits/group-life-insurance/): Pardridge Insurance Agency, Inc. provides Group Life Insurance for Sycamore and all of Illinois. - [Group Health Insurance](https://www.pardridge.com/group-benefits/group-health-insurance/): Pardridge Insurance Agency, Inc. provides Group Health Insurance for Sycamore and all of Illinois. - [Group Disability Insurance](https://www.pardridge.com/group-benefits/group-disability-insurance/): Pardridge Insurance Agency, Inc. provides Group Disability Insurance for Sycamore and all of Illinois. - [Group Dental Insurance](https://www.pardridge.com/group-benefits/group-dental-insurance/): Pardridge Insurance Agency, Inc. provides Group Dental Insurance for Sycamore and all of Illinois. - [Flexible Spending Accounts (FSA)](https://www.pardridge.com/group-benefits/flexible-spending-accounts-fsa/): Pardridge Insurance Agency, Inc. provides Flexible Spending Accounts (FSA) for Sycamore and all of Illinois. - [Mortgage Protection Insurance](https://www.pardridge.com/life-health-insurance/mortgage-protection-insurance/): Pardridge Insurance Agency, Inc. provides Mortgage Protection Insurance for Sycamore and all of Illinois. - [Individual Long-Term Care (LTC) Insurance](https://www.pardridge.com/life-health-insurance/individual-long-term-care-ltc-insurance/): Pardridge Insurance Agency, Inc. provides Individual Long-Term Care (LTC) Insurance for Sycamore and all of Illinois. - [Individual & Family Health Insurance](https://www.pardridge.com/life-health-insurance/individual-health-insurance/): Pardridge Insurance Agency, Inc. provides Individual & Family Health Insurance for Sycamore and all of Illinois. - [Individual Disability Insurance](https://www.pardridge.com/life-health-insurance/individual-disability-insurance/): Pardridge Insurance Agency, Inc. provides Individual Disability Insurance for Sycamore and all of Illinois. - [Individual Dental Insurance](https://www.pardridge.com/life-health-insurance/individual-dental-insurance/): Pardridge Insurance Agency, Inc. provides Individual Dental Insurance for Sycamore and all of Illinois. - [Fixed Annuities](https://www.pardridge.com/life-health-insurance/fixed-annuities/): Pardridge Insurance Agency, Inc. provides Fixed Annuities for Sycamore and all of Illinois. - [Workers’ Compensation Insurance](https://www.pardridge.com/business-insurance/workers-compensation-insurance/): Pardridge Insurance Agency, Inc. provides Workers’ Compensation Insurance for Sycamore and all of Illinois. - [Wholesalers & Distributors Insurance](https://www.pardridge.com/business-insurance/wholesalers-distributors-insurance/): Pardridge Insurance Agency, Inc. provides Wholesalers & Distributors Insurance for Sycamore and all of Illinois. - [Technology Insurance](https://www.pardridge.com/business-insurance/technology-insurance/): Pardridge Insurance Agency, Inc. provides Technology Insurance for Sycamore and all of Illinois. - [Surety Bonds](https://www.pardridge.com/business-insurance/surety-bonds/): Pardridge Insurance Agency, Inc. provides Surety Bonds for Sycamore and all of Illinois. - [Restaurant & Bar Insurance](https://www.pardridge.com/business-insurance/restaurant-bar-insurance/): Pardridge Insurance Agency, Inc. provides Restaurant & Bar Insurance for Sycamore and all of Illinois. - [Professional Liability (Errors & Omissions) Insurance](https://www.pardridge.com/business-insurance/professional-liability-errors-omissions-insurance/): Pardridge Insurance Agency, Inc. provides Professional Liability (Errors & Omissions) Insurance for Sycamore and all of Illinois. - [Product Liability Insurance](https://www.pardridge.com/business-insurance/product-liability-insurance/): Pardridge Insurance Agency, Inc. provides Product Liability Insurance for Sycamore and all of Illinois. - [Medical Malpractice Insurance](https://www.pardridge.com/business-insurance/medical-malpractice-insurance/): Pardridge Insurance Agency, Inc. provides Medical Malpractice Insurance for Sycamore and all of Illinois. - [Liquor Liability Insurance](https://www.pardridge.com/business-insurance/liquor-liability-insurance/): Pardridge Insurance Agency, Inc. provides Liquor Liability Insurance for Sycamore and all of Illinois. - [Kidnap & Ransom Insurance](https://www.pardridge.com/business-insurance/kidnap-ransom-insurance/): Pardridge Insurance Agency, Inc. provides Kidnap & Ransom Insurance for Sycamore and all of Illinois. - [Hotel & Motel Hospitality Insurance](https://www.pardridge.com/business-insurance/hotel-motel-hospitality-insurance/): Pardridge Insurance Agency, Inc. provides Hotel & Motel Hospitality Insurance for Sycamore and all of Illinois. - [General Liability Insurance](https://www.pardridge.com/business-insurance/general-liability-insurance/): Pardridge Insurance Agency, Inc. provides General Liability Insurance for Sycamore and all of Illinois. - [Employment Practices Liability Insurance (EPLI)](https://www.pardridge.com/business-insurance/employment-practices-liability-insurance-epli/): Pardridge Insurance Agency, Inc. provides Employment Practices Liability Insurance (EPLI) for Sycamore and all of Illinois. - [Commercial Earthquake Insurance](https://www.pardridge.com/business-insurance/commercial-earthquake-insurance/): Pardridge Insurance Agency, Inc. provides Commercial Earthquake Insurance for Sycamore and all of Illinois. - [Directors and Officers Liability Insurance](https://www.pardridge.com/business-insurance/directors-officers-liability-insurance/): Pardridge Insurance Agency, Inc. provides Directors and Officers Liability Insurance for Sycamore and all of Illinois. - [Contractor’s General Liability Insurance](https://www.pardridge.com/business-insurance/contractors-general-liability-insurance/): Pardridge Insurance Agency, Inc. provides Contractor’s General Liability Insurance for Sycamore and all of Illinois. - [Commercial Umbrella Insurance](https://www.pardridge.com/business-insurance/commercial-umbrella-insurance/): Pardridge Insurance Agency, Inc. provides Commercial Umbrella Insurance for Sycamore and all of Illinois. - [Commercial Trucking Insurance](https://www.pardridge.com/business-insurance/commercial-trucking-insurance/): Pardridge Insurance Agency, Inc. provides Commercial Trucking Insurance for Sycamore and all of Illinois. - [Commercial Property Insurance](https://www.pardridge.com/business-insurance/commercial-property-insurance/): Pardridge Insurance Agency, Inc. provides Commercial Property Insurance for Sycamore and all of Illinois. - [Commercial Auto Insurance](https://www.pardridge.com/business-insurance/commercial-auto-insurance/): Pardridge Insurance Agency, Inc. provides Commercial Auto Insurance for Sycamore and all of Illinois. - [Business Owners Package Insurance](https://www.pardridge.com/business-insurance/bop-business-owners-package-insurance/): Pardridge Insurance Agency, Inc. provides Business Owners Package Insurance for Sycamore and all of Illinois. - [Business Interruption Insurance](https://www.pardridge.com/business-insurance/business-interruption-insurance/): Pardridge Insurance Agency, Inc. provides Business Interruption Insurance for Sycamore and all of Illinois. - [Builders’ Risk Insurance](https://www.pardridge.com/business-insurance/builders-risk-insurance/): Pardridge Insurance Agency, Inc. provides Builders’ Risk Insurance for Sycamore and all of Illinois. - [Life & Health Insurance](https://www.pardridge.com/life-health-insurance/): Pardridge Insurance Agency, Inc. provides Life & Health Insurance for Sycamore and all of Illinois. - [Group Benefits](https://www.pardridge.com/group-benefits/): Pardridge Insurance Agency, Inc. provides Group Benefits for Sycamore and all of Illinois. - [Auto ID Card Request](https://www.pardridge.com/policy-service-center/auto-id-card-request/): Pardridge Insurance Agency, Inc. provides Auto ID Card Request for Sycamore and all of Illinois. - [Certificate of Insurance Request](https://www.pardridge.com/policy-service-center/certificate-of-insurance-request/): Pardridge Insurance Agency, Inc. provides Certificate of Insurance Request for Sycamore and all of Illinois. - [Policy Change Request](https://www.pardridge.com/policy-service-center/policy-change-request/): Pardridge Insurance Agency, Inc. provides Policy Change Request for Sycamore and all of Illinois. - [Copyrights and Privacy Statement](https://www.pardridge.com/copyrights-and-privacy-statement/): Pardridge Insurance Agency, Inc. provides Copyrights and Privacy Statement for Sycamore and all of Illinois. - [Business Insurance](https://www.pardridge.com/business-insurance/): Pardridge Insurance Agency, Inc. provides Business Insurance for Sycamore and all of Illinois. - [Insurance Resources](https://www.pardridge.com/policy-service-center/insurance-resources/): Pardridge Insurance Agency, Inc. provides Insurance Resources for Sycamore and all of Illinois. - [File A Claim](https://www.pardridge.com/policy-service-center/file-a-claim/): Pardridge Insurance Agency, Inc. is here to help you every step of the way to make your claim experience as simple and convenient as possible. - [Online Billing & Payments](https://www.pardridge.com/policy-service-center/online-billing-payments/): Pardridge Insurance Agency, Inc. makes it convenient to pay your insurance premiums directly with your insurance company. - [Support](https://www.pardridge.com/policy-service-center/): Our support center allows policyholders to request policy changes, report claims, and make payments directly to your insurance company. - [Valuable Items Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/valuable-items-insurance/): Pardridge Insurance Agency, Inc. provides Valuable Items Insurance for Sycamore and all of Illinois. - [Travel Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/travel-insurance/): Pardridge Insurance Agency, Inc. provides Travel Insurance for Sycamore and all of Illinois. - [Snowmobile Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/snowmobile-insurance/): Pardridge Insurance Agency, Inc. provides Snowmobile Insurance for Sycamore and all of Illinois. - [Renters Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/renters-insurance/): Pardridge Insurance Agency, Inc. provides Renters Insurance for Sycamore and all of Illinois. - [Personal Watercraft Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/personal-watercraft-insurance/): Pardridge Insurance Agency, Inc. provides Personal Watercraft Insurance for Sycamore and all of Illinois. - [Personal Umbrella Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/personal-umbrella-insurance/): Pardridge Insurance Agency, Inc. provides Personal Umbrella Insurance for Sycamore and all of Illinois. - [Motorcycle Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/motorcycle-insurance/): Pardridge Insurance Agency, Inc. provides Motorcycle Insurance for Sycamore and all of Illinois. - [Motor Home / RV Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/motor-home-rv-insurance/): Pardridge Insurance Agency, Inc. provides Motor Home / RV Insurance for Sycamore and all of Illinois. - [Mobile (Manufactured) Home Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/mobile-manufactured-home-insurance/): Pardridge Insurance Agency, Inc. provides Mobile (Manufactured) Home Insurance for Sycamore and all of Illinois. - [Rental Property Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/rental-property-insurance/): Pardridge Insurance Agency, Inc. provides Rental Property Insurance for Sycamore and all of Illinois. - [Homeowners Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/homeowners-insurance/): Pardridge Insurance Agency, Inc. provides Homeowners Insurance for Sycamore and all of Illinois. - [Flood Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/flood-insurance/): Pardridge Insurance Agency, Inc. provides Flood Insurance for Sycamore and all of Illinois. - [Earthquake Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/earthquake-insurance/): Pardridge Insurance Agency, Inc. provides Earthquake Insurance for Sycamore and all of Illinois. - [Condominium Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/condominium-insurance/): Pardridge Insurance Agency, Inc. provides Condominium Insurance for Sycamore and all of Illinois. - [Collector Car Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/collector-car-insurance/): Pardridge Insurance Agency, Inc. provides Collector Car Insurance for Sycamore and all of Illinois. - [Boat & Marine Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/boat-marine-insurance/): Pardridge Insurance Agency, Inc. provides Boat & Marine Insurance for Sycamore and all of Illinois. - [Auto Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/auto-insurance/): Pardridge Insurance Agency, Inc. provides Auto Insurance for Sycamore and all of Illinois. - [ATV Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/atv-insurance/): Pardridge Insurance Agency, Inc. provides ATV Insurance for Sycamore and all of Illinois. - [Auto, Home, and Personal Insurance](https://www.pardridge.com/auto-home-and-personal-insurance/): Pardridge Insurance Agency, Inc. provides Auto, Home, and Personal Insurance for Sycamore and all of Illinois. - [Meet Our Staff](https://www.pardridge.com/about-us/meet-our-staff/): Get assistance from our team of insurance professionals. Our experienced and knowledgeable staff sets Pardridge Insurance Agency, Inc. apart from other insurance agents. - [Our Insurance Carriers](https://www.pardridge.com/about-us/our-insurance-carriers/): Pardridge Insurance Agency, Inc. works with a select group of insurance companies in Illinois to give you the best pricing and coverage options. - [About Us](https://www.pardridge.com/about-us/): [bf_ins field="company_name"] ## Posts - [Next Exit – Life Insurance!](https://www.pardridge.com/24603-2/): Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health... - [Distractions and Teen Drivers](https://www.pardridge.com/distractions-and-teen-drivers/): PARENTAL GUIDANCE SUGGESTED We know what you’re thinking. The idea of talking to your son or daughter about distracted driving probably has you rollin... - [How does insurance cover parking lot accidents?](https://www.pardridge.com/parking-lot-accidents/): The holiday season is drawing near, which means many shoppers will be driving in and out of store parking lots for the next couple of months. All that... - [Life Insurance for Stay-at-Home Parents](https://www.pardridge.com/life-insurance-stay-at-home-parents/): If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregiv... - [Danger – Distracted Driving!](https://www.pardridge.com/danger-distracted-driving/): We’ve all been in a room full of teenagers — between the animated chatter, loud music, and texting back and forth, they’re a force to be reckoned with... - [Preventing Fires at Work – Knowledge and Good Maintenance.](https://www.pardridge.com/preventing-fires-at-work-knowledge-and-good-maintenance/): From the 6,500 daily fires that rage in our nation, more than 1,500 homes; 128 hotels, motels and apartments; 195 stores, offices and restaurants; and... - [Safety First! Knowing the Where and How of Fire Extinguishers.](https://www.pardridge.com/24526-2/):   It also means knowing how to stop a fire once it starts. Teaching your family and work team the basics of fire fighting could reduce fire damag... - [10 Overlooked Home Projects!](https://www.pardridge.com/10-overlooked-home-projects-5/): Planning on doing some projects around the house this Fall? If so, you probably already have a list of annual projects. But there are many others that... - [Have a Fire Escape Plan: Get Low and Go](https://www.pardridge.com/have-a-fire-escape-plan-get-low-and-go/): It’s hard to think about your house and your things — your whole life — going up in flames. It can be even harder to talk about such a scary possibili... - [Does your Auto Insurance Need a Tune-Up?](https://www.pardridge.com/one-good-deal/): When a disaster hits you hard, the most important thing is the safety of your family. We know your concern is a place to stay, clothes to wear, and fo... - [4 Things Every Senior-preneur Must Do](https://www.pardridge.com/senior-preneur-must-dos/): For some Americans, the best part of life starts at retirement. This new stage of life means no more answering to upper management, managing a 40+ hou... - [Whose Insurance Pays When Your Friend Crashes Your Car?](https://www.pardridge.com/whose-insurance-pays-when-your-friend-crashes-your-car/): Auto insurance typically follows the car rather than the driver. This means that your insurance will likely pay if your friend crashes your car. There... - [Home Coverages](https://www.pardridge.com/home-coverages/): Own a home? Owning a home is a big responsibility. From making the mortgage payment each month to ongoing maintenance and renovations, being a homeown... - [SO, YOU’RE LEAVING THE NEST…](https://www.pardridge.com/so-youre-leaving-the-nest/): College is an exciting time. Meeting the roommate (fingers crossed he or she isn’t a morning person), exploring campus, dreading statistics class — th... - [Could Your Business Weather a Natural Disaster?](https://www.pardridge.com/weather-a-natural-disaster/): Be honest: Could your business survive for several weeks—or even months—if it were shut down? It’s not fun to imagine, but it’s a reality business own... - [5 Security Tips for Your New Home](https://www.pardridge.com/5-security-tips-for-new-home/): When you think of home security, you probably imagine expensive, intricate systems that cost more than you’re willing to shell out—especially after bu... - [EQUIPMENT BREAKDOWN – WHO NEEDS IT?](https://www.pardridge.com/equipment-breakdown-who-needs-it/): Pardrdge Insurance’s partner Grinnell Mutual offers Equipment Breakdown Insurance through Mutual Boiler Re to homeowners. Here’s how one couple... - [Six Questions to Ask an Insurance Agent](https://www.pardridge.com/six-questions-to-ask/): When your life changes oftentimes your insurance needs to change, too. Yet it’s not always clear what kind of insurance protection fits you, your fami... - [FIVE RULES FOR TEEN DRIVERS AND THEIR PARENTS](https://www.pardridge.com/five-rules-for-teen-drivers/): Driving is a privilege for drivers of all ages, including teens. Driving brings both opportunity and risk to those behind the wheel. “As a parent, I g... - [WHO INVITED THE LAWSUIT?](https://www.pardridge.com/who-invited-the-lawsuit/): Summer parties are one of the highlights of season. If you’re hosting a party — pool or otherwise — on your property, know that you can be held liable... - [SET SAIL SAFELY](https://www.pardridge.com/set-sail-safely/): If you’re an avid boater, you know there’s really nothing like the first sail of the season — wind in your hair, sun on your face, and maybe a fish or... - [When Should I Add My New Teen Driver to My Auto Policy?](https://www.pardridge.com/new-teen-driver-to-auto-policy/): ERIE requires new teen drivers to be added to a parent or guardian’s auto policy or take out their own policy once they get their license. If your tee... - [FIGO Pet Insurance](https://www.pardridge.com/figo-pet-insurance/): Meet Figo (that’s like Fido, but with a “g”!).  Figo Pet Insurance covers examinations, diagnostics and lab tests, surgery, treatments, hospitalizatio... - [We Believe Your Business is our Business](https://www.pardridge.com/we-believe-your-business/): We focus on what matters. It doesn’t matter if you’re a working the dinner rush at your restaurant or you’re up at 3 a.m. to open the doors to your co... - [Stuff to Store? Read These Self-Storage Tips](https://www.pardridge.com/stuff-to-store-self-storage-tips/):   If you’re like me, you sometimes look around and wonder, “How did I accumulate all this stuff?!” Thankfully, we’re not alone. Nearly 11 million... - [Check of Our Discounts](https://www.pardridge.com/check-of-our-discounts/): When it comes to auto insurance, we think you should drive a hard bargain. If you are a smart driver and a loyal customer, you shouldn’t pay the same... - [4 Ways to Avoid Car Repair Bills](https://www.pardridge.com/24145-2/): They say that an ounce of prevention is worth a pound of cure. That saying certainly applies when it comes to your car. By spending a little bit of ti... - [Annuities vs. Life Insurance](https://www.pardridge.com/annuities-vs-life-insurance/):  Annuities and life insurance have a lot in common. In both cases, you pay money to a company that promises to give it back (and then some) at a later... - [Cyber Liability and Breach Response Coverage](https://www.pardridge.com/cyber-liability/): Any business handling customer data will, sooner or later, be confronted with the challenge of a data breach.  It’s not a matter of “if” but “when.” ... - [All That Glitters](https://www.pardridge.com/all-that-glitters/): For many people, jewelry isn’t just something that looks pretty—it has real sentimental value. Maybe it’s your class ring, or your grandmother’s pearl... - [Insurance 101](https://www.pardridge.com/insurance-101/): It’s a safe bet that, at some point in your life, your home- or auto-insurance policy is going to be used — whether you’re rear-ended on your way to w... - [Five Rules for Teen Drivers and Their Parents](https://www.pardridge.com/five-rules-teen-drivers/): Driving is a privilege for drivers of all ages, including teens. Driving brings both opportunity and risk to those behind the wheel. “As a parent, I g... - [‘Password’ is NOT a Password](https://www.pardridge.com/24091-2/): Take the time to update your passwords.  It’s a worthwhile chance to keep you cyber security in check.  While it’s easy to remember, 123456 is n... - [Protecting your Home Equipment: A Primer](https://www.pardridge.com/protecting-your-home-equipment/): It seems to be a rule of the universe that the more inconvenient it is to be without your (fill in the blank), the more likely it is that your (fill i... - [Check Business Insurance Off Your List](https://www.pardridge.com/check-business-insurance-off-your-list/): Business insurance — check. Grinnell Mutual’s standard business insurance package covers property, general liability, crime, and inland marine. But ar... - [“Frozen” is only good as a movie](https://www.pardridge.com/frozen-is-only-good-as-a-movie/): This winter, don’t “let it go” — don’t let cheerful movie tunes and apple-cheeked Nordic princesses distract you from winterizing your home properly.... - [Electrical Issues Top the List of Fire Causes](https://www.pardridge.com/electrical-issues-top-fire-causes/): In 2015, electrical issues claimed the top spot in the annual list of fire origins based on statistical data gathered by our partner Grinnell Mutual’s... - [We Wish You a Fire-free Holiday Season!](https://www.pardridge.com/fire-free-holiday-season/): To add warmth to your home during the holiday season, you might start a fire, light a candle, or plug in the twinkle lights on a Christmas tree. Keep... - [Four Winter Tips for Your Four-legged Friends](https://www.pardridge.com/four-winter-tips-four-legged-friends/): The cold weather is just as hard on pets as it is on people. Here are some tips to keep your four-legged family members warm and snuggly-safe through... - [Commercial Background Checks](https://www.pardridge.com/commercial-background-checks/): Grinnell Mutual’s Commercial Program offers professional background screening services. Background checks help you ensure the quality and retention of... - [Get Peace of Mind with ProtectMyID](https://www.pardridge.com/get-peace-of-mind-with-protectmyid/): A recent study found that fraudsters stole $16 billion from 12.7 million U.S. consumers last year. With a new identity fraud victim every two seconds,... - [Turkey Tech Talk: 5 ways Technology Can Enhance your Thanksgiving](https://www.pardridge.com/turkey-tech-talk/): No gadgets (with the possible exception of an electric turkey-carving knife) are allowed at the Turkey Day table. But up until that moment when all of... - [Open Enrollment Period for Ages Under 65](https://www.pardridge.com/open-enrollment-under-65/): Important!  The OPEN ENROLLMENT PERIOD for health insurance (65 and under) is NOW through January 31, 2017.  Enroll now and check it off your list bef... - [Avoiding a Deep-Fried Turkey Disaster this Thanksgiving](https://www.pardridge.com/avoiding-a-deep-fried-turkey-disaster-this-thanksgiving/): Did you know Benjamin Franklin — who thought the bald eagle was of “bad moral character” — proposed that a wild turkey be the official bird mascot of... - [Buying Life Insurance for the First Time? Then Read These 7 Tips](https://www.pardridge.com/buying-life-insurance-for-the-first-time-then-read-these-7-tips-4/): Maybe you just got married. Or had your first child. Or started a business. Whatever the life event is, you are now buying life insurance for the firs... - [The ins and outs of winterizing your home](https://www.pardridge.com/the-ins-and-outs-of-winterizing-your-home/): The weather is holding…you still have more time to button up your house properly! After the Halloween candy has dwindled to the final unwanted p... - [Life Insurance and Health Conditions](https://www.pardridge.com/life-insurance-health-conditions/): Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health... - [Parental Guidance Suggested](https://www.pardridge.com/parental-guidance-suggested/): We know what you’re thinking. The idea of talking to your son or daughter about distracted driving probably has you rolling your eyes — and your teen... - [Life Insurance for Retirement Can Offer a Big Boost](https://www.pardridge.com/life-insurance-for-retirement/): Many people only view life insurance as a way to take care of final expenses. While that is an important component, life insurance for retirement can... - [Life Insurance for Stay-at-Home Parents](https://www.pardridge.com/life-insurance-stay-at-home-parent/): If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregiv... - [Why Life Insurance Makes Sense for Millennials…](https://www.pardridge.com/why-life-insurance-makes-sense-for-millennials-2/): A lot has been written about how today’s Millennials (usually defined as anyone born between 1980 and 1995) are putting off buying their first homes,... - [The Gang’s All Here](https://www.pardridge.com/the-gangs-all-here/): We’ve all been in a room full of teenagers — between the animated chatter, loud music, and texting back and forth, they’re a force to be reckoned with... - [Buying Life Insurance for the First Time? Then Read These 7 Tips](https://www.pardridge.com/buying-life-insurance-for-the-first-time-then-read-these-7-tips-3/): Maybe you just got married. Or had your first child. Or started a business. Whatever the life event is, you are now buying life insurance for the firs... - [On the Hunt for Safety](https://www.pardridge.com/on-the-hunt-for-safety/): Hunting requires focus, skill, and patience. Whether you’re new to the sport or learned as a kid, you should pay the same amount of attention to the s... - [No Flames Here Checklist!](https://www.pardridge.com/no-flames-here-checklist/): Because everyone has a stake in Fire Safety… From the 6,500 daily fires that rage in our nation, more than 1,500 homes; 128 hotels, motels and a... - [Fire Safety is More than Prevention.](https://www.pardridge.com/fire-safety-is-more-than-prevention/): It also means knowing how to stop a fire once it starts. Teaching your team the basics of fire fighting could reduce fire damage at your workplace. Th... - [If you can’t stand the heat … prevent kitchen fires](https://www.pardridge.com/if-you-cant-stand-the-heat-prevent-kitchen-fires/): Whether you’re whipping up fried chicken for a family picnic or for a hungry crowd of diners in your restaurant, chances are you’ll be playing with fi... - [10 Overlooked Home Projects](https://www.pardridge.com/10-overlooked-home-projects-3/): It seems like there is always a home project on the To-Do List!   You probably already have a list of annual projects. But there are many others that... - [10 Overlooked Home Projects](https://www.pardridge.com/10-overlooked-home-projects-2/): Planning on sprucing up your home this spring? If so, you probably already have a list of annual projects. But there are many others that fly under th... - [Electrical Shock Checklist](https://www.pardridge.com/electrical-shock-checklist/): Electricity is powerful. You rely on it to power your business. It’s power worth respecting. Electrical shock kills and injures thousands of people ea... - [Proper Smoke Alarm Placement Can Save Your Life!](https://www.pardridge.com/proper-smoke-alarm-placement-can-save-your-life/): Not only is checking the batteries and testing your smoke alarms important to your safety, but also key is placing smoke alarms in the proper places.... - [Renters Insurance](https://www.pardridge.com/renters-insurance/):   Do you rent your home or apartment? Did you know your landlord’s insurance policy doesn’t cover your possessions or protect you from liability... - [Can I File a Workers’ Compensation Claim with My Company If I Telecommute?](https://www.pardridge.com/can-i-file-a-workers-compensation-claim-with-my-company-if-i-telecommute/): According to a study by Workspot, 84 percent of Americans telecommute more than once a month, and nearly one in four do so on a weekly basis. More tha... - [Living the Dream…Travel Trailers.](https://www.pardridge.com/living-the-dream-travel-trailers/): At Pardridge Insurance, we offer Travel Trailer Insurance through our partner Foremost Insurance Group.  He is how their Travel Trailer Insurance Has... - [July & August are Top months for Vehicle Theft](https://www.pardridge.com/july-august-are-top-months-for-vehicle-theft/): Stolen cars are an unwelcome summer ritual Thieves will steal three vehicles before you finish reading this article. And even though your neighborhood... - [Is My College Student Covered?](https://www.pardridge.com/is-my-college-student-covered/): College students have a lot on their minds this time of year besides meeting back up with friends. They’re purchasing textbooks, finalizing class sche... - [Is My Student’s Personal Information Protected?](https://www.pardridge.com/is-my-students-personal-information-protected/): Who better to impersonate than someone who has no reason to check his or her credit report? That’s why 500,000 children under age 18 are victims of id... - [What The Blink?! Protecting your Home from Power Surges.](https://www.pardridge.com/what-the-blink/): Have you ever had the lights flicker or dim at your home or place of business? If you answered, yes, you have experienced a power quality issue. Shoul... - [How to Avoid Lightning](https://www.pardridge.com/how-to-avoid-lightning-2/): There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a... - [Test Your Home for Radon and Protect your Family’s Health](https://www.pardridge.com/test-your-home-for-radon-and-protect-your-familys-health/): Radon is an odorless, colorless gas that likely exists in many homes in the United States. According to the Environmental Protection Agency, this natu... - [Business Liability Insurance Umbrella](https://www.pardridge.com/business-liability-insurance-umbrella/): As a smart business owner, one of the ways you protect the investment in your business is through liability insurance.  While standard liability cover... - [Petiquette While Traveling](https://www.pardridge.com/petiquette-while-traveling-2/): Taking a vacation with your furry friend is a sure way to add a little flavor to your travels. Even if you don’t plan on flying cross country with you... - [Recommended Firework Safety Tips](https://www.pardridge.com/recommended-firework-safety-tips-4th/): The Fourth of July has become synonymous with fireworks.   Fireworks may be beautiful, but they are dangerous.  Take the time to read up on them.   As... - [What Causes an Animal to Bite Someone?](https://www.pardridge.com/what-causes-an-animal-to-bite-someone/): Whether dealing with a household pet or livestock on the farm, animal owners tend to be familiar with cues animals give about their behavior. “Sometim... - [811: The Number to Call Before Digging](https://www.pardridge.com/811-the-number-to-call-before-digging-2/):   reprinted from www.eriesense.com  Whether you’re planning a DIY home improvement project or hiring a contractor, there’s a number to call befor... - [Add Renters Insurance to your Apartment-Hunting Checklist](https://www.pardridge.com/add-renters-insurance-to-your-apartment-hunting-checklist/): Are you covered if your apartment caught fire or if a friend was injured after tripping on your rug? Your landlord’s insurance policy may not cover th... - [Life jackets: Three ways to ‘Wear It’](https://www.pardridge.com/life-jackets-three-ways-to-wear-it/): Most boaters know they’re required to have a U.S. Coast Guard-approved life jacket on board for every passenger. But having the jackets on board isn... - [Watercraft & Land Based Recreational Vehicles Insurance](https://www.pardridge.com/watercraft-land-based-recreational-vehicles-insurance/): WATERCRAFT INSURANCE – Whether you prefer to enjoy the scenery on the open water or you seek adventure with neighbors, family, and friends, you... - [As a Business Owner, You’re a Risk-Taker by Nature.](https://www.pardridge.com/business-owner-youre-a-risk-taker-by-nature/): Business Insurance – As a business owner, you’re a risk-taker by nature.   Your success comes from making wise decisions to eliminate as much ri... - [What to Know About Cat and Dog Etiquette (a.k.a. Petiquette)](https://www.pardridge.com/what-to-know-about-petiquette/):  Republished from www.erieinsurance.com – April 15, 2016 When you look into those wide, loving eyes, it’s hard to imagine your cat or dog could... - [Backyard Haven or Hazard?](https://www.pardridge.com/backyard-haven-or-hazard/): Backyards aren’t just for baseball and burgers any more. For many Americans, the backyard has become a haven to unwind, have fun or entertain in style... - [Need some tips for navigating the summer roads? Look no further.](https://www.pardridge.com/need-some-tips-for-navigating/): Each spring folks roll down their car windows, dust off their motorcycle seats, and pump up their bicycle tires to embrace the warm weather. In fact,... - [Grinnell Mutual Customers – Save Auto ID Cards to your smartphone](https://www.pardridge.com/grinnell-mutual-customers-save-auto-id-cards-to-your-smartphone/): More than two-thirds of U.S. states allow drivers to show proof of insurance on their smartphone or tablet.  MANAGE MY ACCOUNT MOBILE – Take you... - [Don’t Get Hammered by Hail](https://www.pardridge.com/dont-get-hammered-by-hail/): Reposted from www.erieinsurance.com You may not immediately think of hail as a danger to your car or home, but large hailstones can shred roof coverin... - [Fly Right: Drone Safety and Drone Rules](https://www.pardridge.com/drone-safety/): Do you own a drone? Though the legal landscape is changing fast, there are best practices and regulations for drone usage, whether you’re having fun i... - [Lowering the Cost of Auto Insurance](https://www.pardridge.com/lowering-the-cost-of-auto-insurance/): If you’re looking for insurance, you’re interested in lowering your auto insurance rates. Have you ever wondered how auto insurance rates are determin... - [5 Workplace Safety Tips for Small Businesses and Startups](https://www.pardridge.com/5-workplace-safety-tips-for-small-businesses-startups/):   Safety at work concept. Word cloud illustration. Republished from www.ereiesens.com By: Tom Reddon | March 4, 2016 Safety may not be the sexies... - [What Should I Do if I Start Hydroplaning?](https://www.pardridge.com/what-should-i-do-hydroplaning/):   By: Erie Insurance from www.eriesense.com If you can’t avoid traveling on wet roads altogether, it’s best to drive slow and steady. But what sh... - [Underage drinking: Even at Home, it’s a Bad Idea!](https://www.pardridge.com/underage-drinking/): You might find some of the research about teenage drinking surprising. According to Mothers Against Drunk Driving (MADD), one in three teenagers said... - [How to Insurance Like an Adult](https://www.pardridge.com/23443-2/): Adulting is hard — going to work, paying bills, getting up before 7 a.m., and purchasing insurance. While we can’t help you with your job, pay y... - [How to Choose a Deductible](https://www.pardridge.com/how-to-choose-a-deductible/):   Republished from www.eriesense.com By: Amanda Prischak | May 16, 2014 There are lots of choices when it comes to insurance. One of the biggest... - [When I needed Pardridge Insurance, they were there for me!](https://www.pardridge.com/23409-2/): Pardridge Insurance client Steve Rasmussen had property involved in the April 9, 2015 tornado that devastated Fairdale, IL.  He was happy to have Pard... - [Don’t Fall Asleep on the Job: How Sleep can Affect your Work Life](https://www.pardridge.com/sleep-can-affect-your-work-life/): When life gets hectic and something’s got to go, sleep is often the first thing eaten up by your busy schedule. But that’s a bad idea. In fact, adequa... - [Proper medicine management can prevent poisonings at home](https://www.pardridge.com/medicine-management/): Poisoning is the leading cause of death from injuries in the United States according to the Centers for Disease Control and Prevention. Pardridge Insu... - [Lead: Know the Potential Dangers in Your Home](https://www.pardridge.com/lead-know-the-potential-dangers/): If you’ve been following the news, you’re aware of unsafe levels of lead found in the water supplies of towns across the U.S. What is so unnerving abo... - [The cell phone dilemma: Three ways you can help your teen avoid distracted driving](https://www.pardridge.com/the-cell-phone-dilemma/): More than three out of four kids aged 12 to 17 own a cell phone and have access to the internet from a mobile device, according to research from the P... - [Infographic: How to Protect Your Home from Heavy Rain and Flooding](https://www.pardridge.com/infographic-how-to-protect-home-from-flood/): By: Erie Insurance | March 24, 2016 It’s a rainy time of year. Learn how to protect your home from water damage with these simple tips.  Call us... - [Teaching respect for ATVs: A role for everyone](https://www.pardridge.com/teaching-respect-for-atvs/): “Hop on! I’ll take you there.” Whether it is crossing a ravine, climbing a hill, or traveling down a gravel road, the ATV may be the faste... - [Multitasking Behind the Wheel](https://www.pardridge.com/multitasking-behind-the-wheel/): May we have your undivided attention, please? Of the 210 million licensed drivers in the United States, 660,000 of them are also using a cell phone or... - [5 Questions (and Answers) About French Drains](https://www.pardridge.com/5-questions-and-answers-about-french-drains-2/): #1 – What are French drains? French drains are trenches that redirect surface water and groundwater in your yard away from a particular area. Th... - [Chip Cards and Payment Trends: What Business Owners Need to Know and Do in 2016](https://www.pardridge.com/chip-cards-and-payment-trends/): Does your business accept chip cards yet? Don’t panic if it’s still on your to-do list, but you may want to get moving on this. Swiping credit cards,... - [8 Maintenance Hacks for Renters](https://www.pardridge.com/23314-2/): 8 Maintenance Hacks Every Renter Should Know One of the biggest benefits of renting versus buying a place of your own is that you usually don’t have t... - [Use Just a Tiny Percent of What You Already Spend to Protect Your Kids](https://www.pardridge.com/23338-2/): Do you know how much it takes to raise a child these days? Are you sitting down? That would be almost a quarter of a million dollars. It costs $245,00... - [A How To Guide for Renters](https://www.pardridge.com/a-how-to-guide-for-renters-2/): Whether your goal is to avoid mowing a lawn or have unlimited access to a pool and fitness facility you never have to clean, or if you just plain don’... - [Who is Responsible for Apartment Rental Repairs?](https://www.pardridge.com/who-is-responsible-for-apartment-rental-repairs-2/): For some people, one of the biggest benefits of renting an apartment rather than buying a home is the joy of on-call maintenance service. Busted fridg... - [Cultivate a Fire-Safe Farm](https://www.pardridge.com/23293-2/): There are a lot of fire hazards on the farm, especially during harvest time. Dry crops and chaff offer plenty of fuel in fields and barns, on combines... - [Three Ways to Prepare for the First Ride this Spring](https://www.pardridge.com/motorcycles-three-ways-to-prepare/): Your motorcycle has been parked for four months—maybe more. Now that the snow and ice have melted away, it’s time to pack away the shovels and sleds a... - [Hoverboards and Insurance: What You Need to Know](https://www.pardridge.com/hoverboards/): You’ve probably seen them in music videos and blog fails. Where you won’t see them are on a long list of university campuses, airplanes and football s... - [Simple Tips to Keep Laundry Rooms Efficient and Fire-Free](https://www.pardridge.com/simple-tips-laundry-rooms-fire-free/): Pardridge Insurance, in partnership with Grinnell Mutual, reminds homeowners that simple dryer maintenance can help keep your home and family safe. Ch... - [How to Find, Install and Use a Child Safety Seat](https://www.pardridge.com/child-safety-seat/): It holds your most prized possession, but it’s not a safe or a jewelry box. It’s not your phone or your wallet, but you take it everywhere. And it’s n... - [Multigenerational Households are on the Rise](https://www.pardridge.com/multigenerational-households-are-on-the-rise-2/): Republished from ErieSense.com | By: Sara Erhartic | January 6, 2016 From living alone to single-parent households, there are more kinds of households... - [Has your vehicle been recalled? Find out now.](https://www.pardridge.com/23245-2/): You probably “recall” that some big names in automotive manufactures have recently taken major hits to their pocketbooks — and reputations — because o... - [Why Life Insurance Makes Sense for Millennials](https://www.pardridge.com/why-life-insurance-makes-sense-for-millennials/): A lot has been written about how today’s Millennials (usually defined as anyone born between 1980 and 1995) are putting off buying their first homes,... - [Is Your Condo Covered?](https://www.pardridge.com/is-your-condo-covered/): Living in a condo brings together the best of both worlds — apartments and houses. You own the condo outright, so if you want to paint the walls... - [Psst! ‘Password’ is not a Password!](https://www.pardridge.com/psst-password-is-not-a-password/): While it’s easy to remember, 123456 is not an effective password. In SplashData’s fourth annual list of the most popular passwords of 2015, the top fo... - [What to Know about Ice Dams](https://www.pardridge.com/what-to-know-about-ice-dams-2/): If you’re no stranger to snow, then an ice dam on your roof is a dangerous seasonal possibility. An ice dam is a ridge of ice that forms at the edge o... - [Data breaches: Not “if” but “when”](https://www.pardridge.com/23189-2/): When we think about data breaches, it’s the big retailers — like Target, famously — and restaurants that do hundreds or thousands of point-of-sale tra... - [Put insurance on your event planning checklist](https://www.pardridge.com/put-insurance-on-your-event-planning-checklist/): Happy Engagement! With the hours you pour into event planning, you want the big day to go off without a hitch. But accidents happen. No matter what th... - [9 Reasons Renting is Awesome!](https://www.pardridge.com/9-reasons-renting-is-awesome/): Raise your hand if you’ve heard this before: “Why would you rent? That’s like throwing money into a black hole!” I’m not here to argue the value in bu... - [Annuities for Any Budget](https://www.pardridge.com/annuities-for-any-budget/):   Some people think that annuities are expensive, that you need to have thousands of dollars in the bank to buy into an annuity. While there are some... - [How to Protect Your Home from Melting Snow](https://www.pardridge.com/how-to-protect-your-home-from-melting-snow/): You probably have an idea of how to winterize your home. (And if not, we can help you with that!) However, it’s not always clear how to protect your h... - [Buying Life Insurance for the First Time? Then Read These 7 Tips](https://www.pardridge.com/buying-life-insurance-for-the-first-time-then-read-these-7-tips-2/): Whatever the life event is, you are now buying life insurance for the first time. And that might intimidate and confuse you a little. Pardridge Insurance would like to help ease your mind by reading the following advice for anyone who is buying life insurance for the first time. Follow these 7 tips for first time life insurance buyers. - [The 10 Commandments of Candle Safety](https://www.pardridge.com/the-10-commandments-of-candle-safety/): By: Amanda Prischak, www.eriesense.com Have you been lighting up candles during the dark winter months? If so, you’ll want to follow the 10 commandmen... - [No Ice is Safe Ice: Ice Fishermen Talk About Safety](https://www.pardridge.com/no-ice-is-safe-ice-ice-fishermen-talk-about-safety/): Ice fisherman Terry Hintz still remembers the day he went through the ice at a natural, spring-fed lake near Mason City, Iowa. “People were ice... - [What’s the Most Dangerous Part of your Employee’s Work Day? 8 Tips to Keep Your Staff Safe.](https://www.pardridge.com/8-tips-to-keep-your-staff-safe/): By: Carolyn Sennett from www.eriesense.com For many businesses, the most dangerous part of the workday is the time the employees spend in their vehicl... - [Your Other Full-Time Job: Defensive Driving](https://www.pardridge.com/your-other-full-time-job-defensive-driving/): When you’re behind the wheel of a vehicle, defensive driving is your full-time job. Your ability to anticipate road conditions and look out for other... - [Do I Need to Insure My New Engagement Ring?!](https://www.pardridge.com/do-i-need-to-insure-my-new-engagement-ring/): Do I need to insure my new engagement ring? - [Preparation Key to Preventing Winter Work Injuries](https://www.pardridge.com/preparation-key-to-preventing-winter-work-injuries/): Preparation Key to Preventing Winter Work Injuries. From summer's heat to winter's cold, the Midwest embraces each season and the weather it brings. With a little preparation, property owners and businesses can minimize the risks of people slipping and falling that come with snow and ice. Pardridge Insurance of Sycamore recommends having procedures and resources ready to prevent an accident. - [Four Ways to Find Fun on Snow and Ice](https://www.pardridge.com/four-ways-to-find-fun-on-snow-and-ice/): Snow and ice do not stop those willing to brave the elements for fun and adventures. In fact, some people seek out the byproducts of winter weather for exercise, fun, and relaxation. Whether you snowmobile across a snowy plain or skate across an icy pond, you can make the most of winter with these tips from Grinnell Mutual and Pardridge Insurance of Sycamore. - [Making Good on your New Year’s Resolve](https://www.pardridge.com/making-good-on-your-new-years-resolve/): Don’t drop the ball on your New Year’s resolutions. This year, try some resolutions that are easy to keep and will protect you and your family well in... - [Snowmobiles Can Find Unwelcome Surprises in the Snow](https://www.pardridge.com/snowmobiles-can-find-unwelcome-surprises-in-the-snow/): For snowmobile riders, the search for fresh powder can sometimes turn into a journey of surprises when fence posts or other obstacles cross your path.... - [9 Things to Never Do to Your Car!](https://www.pardridge.com/9-things-to-never-do-to-your-car/): You probably rely on your car every day to get you where you need to go. But how well can your car rely on you? There are some things you should never... - [5 Ways to get a Designated Driver on New Year’s Eve](https://www.pardridge.com/5-ways-to-get-a-designated-driver-on-new-years-eve-2/): By: Abby Badach (www.eriesense.com) | December 23, 2015 No excuse in the book will change the fact that driving drunk is not OK. And you’ve probably h... - [Four Ways to Prevent Scalds at Home](https://www.pardridge.com/four-ways-to-prevent-scalds-at-home/): Four Ways to Prevent Scalds at Home - [Foul Weather Driving Checklist](https://www.pardridge.com/foul-weather-driving-checklist/): Bad weather affects all roads. Adjust your driving habits to stay safe. Sleet, snow, and ice are a part of winter driving in the Midwest. Knowing the... - [Three Ways to Prevent Frozen Pipes in your Home this Winter](https://www.pardridge.com/three-ways-to-prevent-frozen-pipes-in-your-home-this-winter/): Three ways to prevent frozen pipes in your home this winter - [Enjoy the holidays, fire-free, with tips from Grinnell Mutual](https://www.pardridge.com/enjoy-the-holidays-fire-free-with-tips-from-grinnell-mutual/): Enjoy the holidays, fire-free, with tips from Grinnell Mutual - [If You Get a Scald – Follow these Tips!](https://www.pardridge.com/if-you-get-a-scald-follow-these-tips/): If You Get a Scald - Follow these Tips! - [Prepare Yourself and your Vehicle for Winter](https://www.pardridge.com/prepare-yourself-and-your-vehicle-for-winter/): Many Midwest drivers accept that snow and ice may make driving in winter a challenge. While you can’t change the weather, you can take steps to make s... - [Fight the Urge to Swerve When You See Deer!](https://www.pardridge.com/fight-the-urge-to-swerve-when-you-see-deer/): “When you see a deer, your first and best response should be to slow down,” said Kevin Dowling, assistant vice president of Direct Claims at Grinnell... - [If You Get a Scald…what to do!](https://www.pardridge.com/if-you-get-a-scald-what-to-do/): You can help prevent scalds at home and in the kitchen. If you get a scald, follow these tips. 1. Cool the scald. Treat a scald right away by putting... - [Three Ways to Spot Deer on Rural Roads](https://www.pardridge.com/three-ways-to-spot-deer-on-rural-roads/): Three Ways to Spot Deer on Rural Roads - [Be Ladder Smart When Hanging Holiday Decorations](https://www.pardridge.com/be-ladder-smart-when-hanging-holiday-decorations/): Wreaths, bows, and twinkling lights are a few of the many ways people brighten up their homes during the holiday season. Grinnell Mutual recommends us... - [Insulation – one key to winterizing your home and saving money](https://www.pardridge.com/insulation-one-key-to-winterizing-your-home-and-saving-money/): Insulating your home can make it more comfortable and save you money on heating and cooling. As winter approaches, Grinnell Mutual recommends inspecti... - [How to Organize Your Important Paperwork, Once and For All](https://www.pardridge.com/how-to-organize-your-important-paperwork-once-and-for-all-2/): How to Organize Your Important Paperwork, Once and For All - [The 10 Most Dangerous Kitchen Gadgets](https://www.pardridge.com/the-10-most-dangerous-kitchen-gadgets-2/): Here’s a surprising statistic: Three times as many house fires occur on Thanksgiving as compared to a typical day, reports the National Fire Protectio... - [Protecting Your Identity During the Holidays](https://www.pardridge.com/protecting-your-identity-during-the-holidays/):   There’s no bustling through crowds with online shopping, but making purchases over the Internet may increase the risk of identity theft.  A dispropo... - [7 Safety Tips for Using Turkey Fryers](https://www.pardridge.com/7-safety-tips-for-using-turkey-fryers/): By: Reposted from ErieSense.com Research shows that Thanksgiving is the most common day of the year for home cooking fires—and that turkey fryers are... - [Know the Trail: Snowmobiling Safely](https://www.pardridge.com/know-the-trail-snowmobiling-safely/): This winter, more than 10 million people will ride across blankets of white on snowmobiles. The breathtaking beauty of snow-filled woods and fields at... - [What You Need to Know About Snow Tires](https://www.pardridge.com/what-you-need-to-know-about-snow-tires-2/): Reposted from Erie Insurance | October 14, 2015 You can feel the cool, brisk air, see the leaves on the ground and hear the sounds of football coming... - [Safety Tips for Staying Safe While Staying Warm from Grinnell Mutual](https://www.pardridge.com/safety-tips-for-staying-safe-while-staying-warm-from-grinnell-mutua/):  With temperatures dropping, people are turning up the heat at home. High gas and electricity costs are causing some to consider alternative heating s... - [Four Ways to Prepare Your Boat for Winter](https://www.pardridge.com/four-ways-to-prepare-your-boat-for-winter/): Shorter days, turning leaves, and chilly water temperatures signal that soon it may be time to store your boat. Before you store your boat, Pardridge... - [Do You Hear the BEEP Where You Sleep?!](https://www.pardridge.com/do-you-hear-the-beep-where-you-sleep/): Proper smoke alarm placement can save your life Not only is checking the batteries and testing your smoke alarms important to your safety, but also ke... - [Fire Safety Checklist for Businesses!](https://www.pardridge.com/fire-safety-checklist-for-businesses/): Because everyone has a stake in Fire Safety…be sure to know these important points!  Don’t let your business or workplace become a statistic. Ev... - [I had a car accident. What do I need to report?](https://www.pardridge.com/i-had-a-car-accident-what-do-i-need-to-report/): I had a car accident. What do I need to report? - [Am I Safe At Home – Fire Safety](https://www.pardridge.com/22668-2/): At Pardridge Insurance, we want your home to be a safe haven for your family. Is it?  Be proactive. Follow these tips to keep your home and family fir... - [Top Three Reasons Why People Buy Life Insurance](https://www.pardridge.com/top-three-reasons-why-people-buy-life-insurance-2/): Life Insurance is important. Find out the top 3 reasons why people buy life insurance. - [Commercial Crime Coverage Can Ease Your Concern](https://www.pardridge.com/commercial-crime-coverage-can-ease-your-concern/): Business theft and employee fraud is, unfortunately, a constant concern for business owners. Dealing with the aftermath of a loss robs you of your tim... - [Five Ways to Use your Ladder Safely](https://www.pardridge.com/five-ways-to-use-your-ladder-safely/): They help you fix roofs, install windows, and hang drywall for your customers. Ladders are so common that we often neglect learning how to use them sa... - [Don’t You Multi-task Behind the Wheel!](https://www.pardridge.com/dont-you-multi-task-behind-the-wheel/): May we have your undivided attention, please?!! Of the 210 million licensed drivers in the United States, 660,000 of them are also using a cell phone... - [What You Need to Know about Carbon Monoxide!](https://www.pardridge.com/what-you-need-to-know-about-carbon-monoxide/): Carbon monoxide (CO) is a tasteless, invisible gas that you simply can’t afford to ignore. Hundreds of Americans die every year from carbon monoxide p... - [Three Ways a Security Camera Can Protect your Business!](https://www.pardridge.com/three-ways-a-security-camera-can-protect-your-business/): From convenience stores to warehouse facilities, security cameras have become a common sight. “When you have a camera, you have a witness,” said Glenn... - [Do You Have the Right Coverage for Your Roof?](https://www.pardridge.com/do-you-have-the-right-coverage-for-your-roof-2/): Replacing a roof is one of the most expensive home projects any homeowner will ever face. In fact, Angieslist.com reports that it cost consumers an av... - [Is your Farm Covered? Know the Liability Risks of Farming.](https://www.pardridge.com/is-your-farm-covered-know-the-liability-risks-of-farming/): Landowners essentially bet the farm every day.  A liability lawsuit could arise at any time and for any number of reasons.  Many lawsuits arise from c... - [Equipment Breakdown](https://www.pardridge.com/equipment-breakdown/): Keeping the electricity on and the business equipment running is something no business owner takes for granted.  Grinnell Mutual understands that an e... - [Worker’s Compensation](https://www.pardridge.com/workers-compensation/): You operate a safe, secure work environment, but accidents and illness can still happen. A slip and fall, an equipment malfunction, or an auto acciden... - [Commercial Property Package Coverage](https://www.pardridge.com/commercial-property-package-coverage/): We have partnered with Grinnell Mutual to make it easy to protect your commercial property investment with their Commercial Package Policy insurance p... - [Homeowners Equipment Breakdown Coverage](https://www.pardridge.com/homeowners-equipment-breakdown-coverage/): As homes have changed so have the risks. The equipment in your home is now more sophisticated and valuable. Your homeowners insurance choices need to... - [Is My Gas Grill Safe?](https://www.pardridge.com/is-my-gas-grill-safe/): With camping and outdoor grilling season in full swing, many people use liquefied petroleum (LP) gas to run grills and power RV units. When it comes t... - [Preventing Fraud and Arson](https://www.pardridge.com/preventing-fraud-and-arson-2/): We depend on you Fraudulent insurance claims and arson not only cost our nation billions of dollars each year, they take countless lives. We call on y... - [Preventing Fraud and Arson](https://www.pardridge.com/preventing-fraud-and-arson/): We depend on you Fraudulent insurance claims and arson not only cost our nation billions of dollars each year, they take countless lives. We call on y... - [Teaching Respect for ATVs: A Role for Everyone](https://www.pardridge.com/22490/): “Hop on!  I’ll take you there.” Whether it is crossing a ravine, climbing a hill, or traveling down a gravel road, the ATV may be th... - [Insure to Value](https://www.pardridge.com/insure-to-value/): Don’t let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insur... - [Life Insurance and Health Conditions](https://www.pardridge.com/life-insurance-and-health-conditions/): Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health... - [Driving Through Flood Waters – A Risk Not Worth Taking!](https://www.pardridge.com/driving-through-flood-waters-a-risk-not-worth-taking/): Turn around, don’t drown. The next time your community receives a flood watch or warning, you’ll probably hear that phrase from your favorit wea... - [How to Avoid Lightning](https://www.pardridge.com/how-to-avoid-lightning/): There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a... - [Safely Grilling for 164 Million](https://www.pardridge.com/safely-grilling-for-164-million/): According to the National Retail Federation’s 2013 Independence Day survey, seven in 10 Americans who plan to celebrate the 4th of July this year will... - [Demystifying Car Insurance Rates](https://www.pardridge.com/demystifying-car-insurance-rates/): Have you ever compared your car insurance rate with a friend or family member and found it wildly different—even if you both use the same insurance co... - [Car Voice Systems: A Positive Development or Another Distraction?](https://www.pardridge.com/car-voice-systems-a-positive-development-or-another-distraction-2/): In a perfect world, every driver would avoid all distractions while driving. Yet the reality remains that many Americans continue to use their phones... - [New Consumer Trends in Homes, Cars and More](https://www.pardridge.com/new-consumer-trends-in-homes-cars-and-more-2/): For decades, we worked to own homes— the bigger, the better. And ownership was the default choice for homes, cars and everything else. Things are diff... - [Don’t Let Dog Bites Send You to the Doghouse](https://www.pardridge.com/dont-let-dog-bites-send-you-to-the-doghouse/): By: Ashley Weber, Eriesense.com The laws governing dog bite liability vary by state and, like all aspects of insurance, coverage is regulated by indiv... - [How to Prevent Dog Bites](https://www.pardridge.com/how-to-prevent-dog-bites/): By: Ashley Weber, Eriesense.com A professional pet trainer explains why dogs bite—and what you can do to prevent your pooch from causing harm. Cute, c... - [How Well are YOU Protected From Being Injured by a Driver with NO (or very little) Insurance?](https://www.pardridge.com/how-well-are-you-protected-from-being-injured-by-a-driver-with-no-or-very-little-insurance/): At Pardridge Insurance, we know that you would you rather be an educated buyer of car insurance.  We are one of the very few insurance agencies who wi... - [Life Insurance for Retirement Can Offer a Big Boost](https://www.pardridge.com/life-insurance-for-retirement-can-offer-a-big-boost/): By: Patti Orton Kuna,  Erie Insurance Many people only view life insurance as a way to take care of final expenses. While that is an important compone... - [How to Avoid Burns Outside of the Home](https://www.pardridge.com/how-to-avoid-burns-outside-of-the-home/): By: Erie Insurance Winter can be loaded with outdoor hazards like sleet, black ice, snow and freezing conditions. So no one blames you when spring fin... - [How to Price Yard Sale Items](https://www.pardridge.com/how-to-price-yard-sale-items/): You’ve already gone through the daunting task of deciding which stuff to keep and which to give away. And you reviewed ways to keep you, your family a... - [How to Survive a Power Outage](https://www.pardridge.com/how-to-survive-a-power-outage/): Power outages can occur at any time—and they’re almost always unexpected. When it comes to how to survive a power outage, there are few things to keep... - [When It Rains, It Pours](https://www.pardridge.com/when-it-rains-it-pours/): We’ve all seen pictures of houses with water up to their rooftops, and cars floating serenely down a street that looks more like a river. Floods are a... - [New Homeowner Checklist](https://www.pardridge.com/new-homeowner-checklist/): Buying a house is a big decision and can definitely change your life. You get the advantages of living in a place that’s all your own, but there are s... - [Five Questions You Should Ask the Current Homeowner or Realtor](https://www.pardridge.com/five-questions-you-should-ask-the-current-homeowner-or-realtor/): By: Erie Insurance No one knows a home better than the homeowner. This makes the homeowner an invaluable source of information for homebuyers. If the... - [Human Happens](https://www.pardridge.com/human-happens/): You probably come to a full halt at stop signs, always use your turn signals and never speed through a yellow light. But even the best drivers all hav... - [Mapping It Out](https://www.pardridge.com/mapping-it-out/): Being lost is no fun. One wrong turn, and you can wind up desperately stranded in the woods. The easiest way to stay on the right track is to have a m... - [Health Coverage – SPECIAL ENROLLMENT](https://www.pardridge.com/health-coverage-special-enrollment/): SPECIAL ENROLLMENT IS OPEN NOW! DO YOU OWE A FEE for not having health coverage in 2014? You may still be able to get coverage for 2015! Open enrollme... - [Insurance for Home-based Businesses](https://www.pardridge.com/22179/): While home-based businesses are popular, many do not have the insurance protection they need. “When people are working out of their house, they think... - [You’ve Got Mail! You’ve Got Mail! You’ve Got Mail](https://www.pardridge.com/youve-got-mail-youve-got-mail-youve-got-mail/): Have you ever gotten onto one of those e-mail lists that you just can’t seem to get off? Maybe you’d even like to hear from the company every now and... - [Clipping Coupons](https://www.pardridge.com/clipping-coupons/): Everyone loves saving money. We take the time to clip coupons, comparison shop and wait for sales when it comes to groceries, clothes and electronics.... - [Looking Out!](https://www.pardridge.com/looking-out/): Being 16 is hard. You have to worry about getting good grades, staying on good terms with your BFF, when you’ll get your first kiss, and of course, ge... - [Infographic: Saving Money the American Way](https://www.pardridge.com/infographic-saving-money-the-american-way/): This infographic from Erie Insurance shows some statistics on how Americans are Saving their Money. Learn a few tips! - [On the Ground](https://www.pardridge.com/on-the-ground/): It’s late at night, pouring down rain, and you’ve had a car accident. Luckily, everyone is okay, but the car might not be. In this scary scenario, who... - [An Ounce of Prevention](https://www.pardridge.com/an-ounce-of-prevention/): Turns out, your mom was right when she always said “an ounce of prevention is worth a pound of cure.” Whether you’re maintaining your home or your car... - [Welcome David Coovert to Pardridge Insurance](https://www.pardridge.com/welcome-david-coovert-to-pardridge-insurance/): The Pardridge Insurance Agency is proud to announce that David Coovert from Sycamore has joined the agency as an agent.  David will be focusing on sel... - [Data Breaches: A Big Threat Small Businesses Often Ignore](https://www.pardridge.com/data-breaches-a-big-threat-small-businesses-often-ignore/): Whether it’s a misplaced computer, an improperly shredded document or a hacked database, data breaches happen. And they happen frequently. Recen... - [You’re the Boss…](https://www.pardridge.com/youre-the-boss/): Does your insurance company remember that they work for you—not the other way around? Some insurance companies can be downright bossy, forcing you to... - [The Warm Fuzzies – giving back never felt so good!](https://www.pardridge.com/the-warm-fuzzies-giving-back-never-felt-so-good/): Sometimes, it’s the little things that we do for our communities: picking up litter on Main Street, chatting with seniors in nursing homes, or buying... - [Kissing Frogs](https://www.pardridge.com/kissing-frogs/): Finding the right insurance agent is an incredibly important decision—and it can be incredibly hard. There are dozens of factors to consider when choo... - [Friend & Foe](https://www.pardridge.com/friend-foe/): Fire is man’s oldest ally — and our oldest enemy. We use it for cooking, for warmth, for electricity and light, but sometimes, it can turn on us... - [Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know](https://www.pardridge.com/article/boat-rv-and-atv-insurance-what-recreational-vehicle-owners-need-to-know): Summer is peak season for recreational vehicles. Whether you’re out on the water with a boat, exploring the country in an RV, or hitting a trail... - [When Should I Call My Insurance Agent?](https://www.pardridge.com/article/when-should-i-call-my-insurance-agent-2): An insurance agent isn’t just someone who can sell you a policy. Whether you have a question about your coverage, need to file a claim or change your... - [​What to Do After a Hit and Run​](https://www.pardridge.com/article/what-to-do-after-a-hit-and-run): Getting in a car accident is enough to ruin anyone’s day. But if you’re involved in a hit-and-run, the experience can be especially disorienting... - [General Liability Insurance 101: A Foundation for Every Small Business](https://www.pardridge.com/article/general-liability-insurance-101-foundation-for-every-small-business): If you own a small business, you’ve likely heard that general liability insurance is something you should have. But what exactly does it cover,... - [Back-to-School Season: Does Your Auto Insurance Cover a Teen Driver?](https://www.pardridge.com/article/back-to-school-season-does-your-auto-insurance-cover-teen-driver): Every August, millions of families prepare for back-to-school, and for households with a newly licensed teen, that checklist includes an important que... - [Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles](https://www.pardridge.com/article/commercial-auto-insurance-what-business-owners-should-know-about-covering-company-vehicles): Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more than a st... - [Renters Insurance: The Affordable Coverage Most Renters Don't Know They're Missing](https://www.pardridge.com/article/renters-insurance-affordable-coverage-most-renters-dont-know-theyre-missing): If you rent your home, apartment, or condo, you may assume that your landlord’s insurance policy protects your belongings. Unfortunately, that... - [Myths & Facts About Pumping Gas](https://www.pardridge.com/article/myths-facts-about-pumping-gas-2): For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at... - [Cyber Liability Insurance: Does Your Small Business Really Need It?](https://www.pardridge.com/article/cyber-liability-insurance-does-your-small-business-really-need-it): When most people think of cyberattacks, they picture large corporations making headline news after a major data breach. But the reality is that small... - [Does Your Auto Insurance Cover Rideshare Driving? What You Need to Know](https://www.pardridge.com/article/does-your-auto-insurance-cover-rideshare-driving-what-you-need-to-know): Rideshare driving has become a popular way for millions of Americans to earn extra income. Whether you drive for a transportation network company full... - [Grilling Safety Tips for Propane, Charcoal and Gas Grills](https://www.pardridge.com/article/grilling-safety-tips-for-propane-charcoal-and-gas-grills): Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are... - [What to Do If Your Car Catches On Fire?](https://www.pardridge.com/article/what-to-do-if-your-car-catches-on-fire): Car fires are uncommon but dangerous events that can quickly start and spread in a matter of minutes. By being prepared and acting quickly to evacuate... - [What Is a Business Owner's Policy (BOP) and Is It Right for Your Business?](https://www.pardridge.com/article/what-is-a-business-owners-policy-bop-and-is-it-right-for-your-business): If you own a small or medium-sized business, you’ve probably heard the term “Business Owner’s Policy” or BOP. It’s one o... - [Summer Road Trips and Your Auto Insurance: What Every Driver Should Know](https://www.pardridge.com/article/summer-road-trips-and-your-auto-insurance-what-every-driver-should-know): School is out, the days are longer, and millions of Americans are gearing up for summer road trips. Before you load up the car and point it toward the... - [Could Your Business Keep Going After a Temporary Shutdown?](https://www.pardridge.com/article/could-your-business-keep-going-after-a-temporary-shutdown): A storm damages your building. A pipe bursts overnight. A small fire forces you to close for repairs. For many small businesses, even a short shutdown... - [When Water Damage Hit Her New Dental Office, ERIE Helped Her Get Back to Business](https://www.pardridge.com/article/when-water-damage-hit-her-new-dental-office-erie-helped-her-get-back-to-business): Dr. Yooson Kim has spent the last 20 years doing steady, careful work—helping people feel comfortable in the dentist’s chair and building a practice h... - [Do You Need an Insurance Agent? 15 Signs It Might Be Time](https://www.pardridge.com/article/do-you-need-an-insurance-agent-15-signs-it-might-be-time): Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations.... - [Protecting Your Business This Summer: Why Seasonal Risks Deserve a Coverage Review](https://www.pardridge.com/article/protecting-your-business-this-summer-why-seasonal-risks-deserve-a-coverage-review): For many businesses, summer is the busiest and most profitable time of year. From restaurants and retail shops to contractors and event venues, the wa... - [National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up](https://www.pardridge.com/article/national-homeownership-month-how-to-make-sure-your-home-insurance-keeps-up): June is National Homeownership Month — a great time to celebrate the pride of owning a home and to make sure that home is well-protected. Whether you... - [5 Common Business Insurance Gaps](https://www.pardridge.com/article/5-common-business-insurance-gaps): Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It... - [4 Ways Telematics Can Impact Car Insurance](https://www.pardridge.com/article/4-ways-telematics-can-impact-car-insurance): Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use th... - [Do I Need Multi-State Car Insurance for Out-of-State Coverage?](https://www.pardridge.com/article/do-i-need-multi-state-car-insurance-for-out-of-state-coverage-2): In most cases, the answer to this question is “no.” However, some states may have different requirements for showing proof of insurance and different... - [What to Include in a Car Emergency Kit](https://www.pardridge.com/article/what-to-include-in-a-car-emergency-kit-2): A well-stocked emergency roadside kit is a must-have item for road trippers. Stocking your car with the right things can help you get back on the road... - [Who Needs Professional Liability Insurance the Most?](https://www.pardridge.com/article/who-needs-professional-liability-insurance-most): Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rel... - [Does Your Roof Affect Homeowners’ Insurance Rates?](https://www.pardridge.com/article/does-your-roof-affect-homeowners-insurance-rates): Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The... - [Why Spring Is a Good Time to Renew Your Business Insurance](https://www.pardridge.com/article/why-spring-is-a-good-time-to-renew-your-business-insurance): Many people view spring as a natural reset point for various industries as the weather warms and customer demand begins to increase. For business owne... - [Spring Insurance: 5 Tips for Seasonal Risks](https://www.pardridge.com/article/spring-insurance-5-tips-for-seasonal-risks): The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike. This... - [What Should I Do After Witnessing a Car Accident?](https://www.pardridge.com/article/what-should-i-do-after-witnessing-a-car-accident): Knowing what to do after witnessing a car accident can help keep you safe, assist the victims and provide an accurate account of the scene. The most i... - [Insurance Tips for Your Landscaping Business](https://www.pardridge.com/article/insurance-tips-for-your-landscaping-business): Landscaping businesses deal with unique challenges due to the industry’s seasonal nature and the physically demanding work crews perform every day. Yo... - [How Landscaping Can Impact Your Homeowners' Insurance](https://www.pardridge.com/article/how-landscaping-can-impact-your-homeowners-insurance): National Lawn and Garden Month is a perfect reminder to enhance the beauty of your property via thoughtful landscaping. While a lush green lawn and co... - [Commercial Auto Insurance Tips for Spring Delivery Fleets](https://www.pardridge.com/article/commercial-auto-insurance-tips-for-spring-delivery-fleets): Spring demand rapidly ramps up your overall delivery exposure by increasing miles driven, tightening delivery schedules, and requiring more active dri... - [Home & Auto Spring Maintenance Checklist](https://www.pardridge.com/article/home-auto-spring-maintenance-checklist): Spring maintenance keeps your property in good condition and helps you get better insurance rates. Evaluating your home exterior after winter is a cri... - [Hydroplaning: What is It and How Can You Avoid It?](https://www.pardridge.com/article/hydroplaning-what-is-it-and-how-can-you-avoid-it): It doesn’t matter the season: heavy rain and wet roads can occur at any time of the year. That means slick roads, limited visibility and yes, hydropla... - [Key Questions for Your Business Insurance Renewal](https://www.pardridge.com/article/key-questions-for-your-business-insurance-renewal): Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows an... - [Spring Break Insurance Tips](https://www.pardridge.com/article/spring-break-insurance-tips): Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely... - [Why a Basic Home Insurance Policy Isn’t Always Enough](https://www.pardridge.com/article/why-basic-home-insurance-policy-isnt-always-enough): While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every... - [A Homeowner’s Guide to Dealing with Ice Dams](https://www.pardridge.com/article/homeowners-guide-to-dealing-with-ice-dams-2): Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles,... - [New Year Business Insurance Checklist](https://www.pardridge.com/article/new-year-business-insurance-checklist): Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the past twelv... - [Common Insurance Myths Debunked](https://www.pardridge.com/article/common-insurance-myths-debunked): What Your Friend on Social Media Got Wrong! We all know someone who thinks they’ve gained vast knowledge on a subject after merely seeing a shor... - [The Ins and Outs of Commercial Auto Insurance](https://www.pardridge.com/article/ins-outs-of-commercial-auto-insurance): What Every Business Owner Should Know Modern businesses are always on the move. Delivery vans drop off products, service trucks head to job sites, and... - [Your New Year’s Insurance Checklist](https://www.pardridge.com/article/your-new-years-insurance-checklist): A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten married, or w... - [What’s the Difference Between General and Professional Liability Insurance?](https://www.pardridge.com/article/whats-difference-between-general-professional-liability-insurance): General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations,... - [How to Prepare for a Winter Road Trip](https://www.pardridge.com/article/how-to-prepare-for-winter-road-trip): Plan Your Route Like a Pro: Weather, Detours, and “Plan B” Check official state DOT and highway apps for live road conditions, closures, and chain con... - [4 Reasons to Purchase Business Interruption Insurance](https://www.pardridge.com/article/4-reasons-to-purchase-business-interruption-insurance): The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces yo... - [A Guide to Winterizing Your Home](https://www.pardridge.com/article/guide-to-winterizing-your-home): Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add a... - [Your Business Insurance Policy Checklist](https://www.pardridge.com/article/your-business-insurance-policy-checklist): As your business evolves over time, so should your insurance protection. Staying proactive with insurance coverage can mean the difference between a m... - [Preventing a Home Insurance Claim from Getting Denied](https://www.pardridge.com/article/preventing-home-insurance-claim-from-getting-denied): Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners... - [5 Holiday Retail Risks to Avoid](https://www.pardridge.com/article/5-holiday-retail-risks-to-avoid): For most retailers, the holiday season is the busiest and most profitable time of year. With higher customer traffic and increased online sales come g... - [Driving Safety Tips for Holiday Travel](https://www.pardridge.com/article/driving-safety-tips-for-holiday-travel): Every year, millions of Americans take to the road for the Thanksgiving holiday, traveling to spend time with their family and friends. Along with the... - [Don’t Let a Disaster Halt Your Business: The Power of Business Interruption Insurance](https://www.pardridge.com/article/dont-let-a-disaster-halt-your-business-the-power-of-business-interruption-insurance): When a fire, storm, or other unexpected event forces a business to shut down temporarily, the financial toll can be disastrous. 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