Skip to the content

Category: Homeowners Insurance

Underage drinking: Even at Home, it’s a Bad Idea!

You might find some of the research about teenage drinking surprising. According to Mothers Against Drunk Driving (MADD), one in three teenagers said it was easy to get alcohol from their own consenting parents. One in four said they’d attended a party where teens were drinking in front of parents. Are you wondering where’s the harm? At least there’s an adult present, right? They’re going...

Don’t Let Water Damage Soak Through Your Savings

Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures, which in turn can lead to even greater repair costs down the line. If the damage isn't covered by your homeowners insurance, then expect the...

5 Questions (and Answers) About French Drains

#1 - What are French drains? French drains are trenches that redirect surface water and groundwater in your yard away from a particular area. The trench is typically filled with rocks or gravel, which surround a perforated pipe. Unwanted water travels through the pipe and empties a safe distance from your home or business. #2 - How do I know if I need a French...

Simple Tips to Keep Laundry Rooms Efficient and Fire-Free

Pardridge Insurance, in partnership with Grinnell Mutual, reminds homeowners that simple dryer maintenance can help keep your home and family safe. Choose the right venting system Just as clogged lint filters can overheat and combust, lint can also build up in the dryer and ductwork of the ventilation system. For example, bends in the ductwork reduce airflow, leading to lint accumulation. That’s why it’s important for ductwork...

9 Reasons Renting is Awesome!

Raise your hand if you’ve heard this before: “Why would you rent? That’s like throwing money into a black hole!” I’m not here to argue the value in building equity through home ownership – that’s a no-brainer. But let’s be honest: Considering the price of a down payment, a home inspection and closing costs – the up-front costs of purchasing a home can be cost-prohibitive...