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Category: Homeowners Insurance

Electrical Shock Checklist

Posted: September 10, 2016

Electricity is powerful. You rely on it to power your business. It’s power worth respecting. Electrical shock kills and injures thousands of people each year. While dry skin provides a natural barrier to electrical currents, wet skin - even from perspiration - reduces resistance to zero. Taking proactive steps to prevent electrical shocks in and around your work site is essential. Don’t allow electricity to...

Proper Smoke Alarm Placement Can Save Your Life!

Posted: September 2, 2016

Not only is checking the batteries and testing your smoke alarms important to your safety, but also key is placing smoke alarms in the proper places. Alarms should be in the basement, outside sleeping areas, and inside each bedroom. View the infographic below to learn more about smoke alarm placement. More information about fire prevention This article is part of a series of articles for Fire...

Renters Insurance

Posted: August 13, 2016

  Do you rent your home or apartment? Did you know your landlord’s insurance policy doesn’t cover your possessions or protect you from liability claims? Because dependable coverage is what you need, that’s what our renters insurance offers. It's available through Grinnell Mutual or your local farm or county mutual. When the day comes to buy homeowners insurance, the insurance history you build with renters insurance...

Does My Homeowners Insurance Policy Cover Against Animal Damage?

Posted: August 1, 2016

Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...

Is My College Student Covered?

Posted: July 18, 2016

College students have a lot on their minds this time of year besides meeting back up with friends. They’re purchasing textbooks, finalizing class schedules, applying for jobs, and moving back into apartments.  With classes underway, has your college student considered purchasing renters insurance? This young group of renters own a significant amount of electronics (including laptops, cell phones, ipods, televisions, and more), in addition to...