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Category: Homeowners Insurance

Electrical Issues Top the List of Fire Causes

In 2015, electrical issues claimed the top spot in the annual list of fire origins based on statistical data gathered by our partner Grinnell Mutual’s Special Investigations. Of the 654 new investigations in 2015, 39 percent of determined fires were electrical, with combustibles placed near heat sources coming in at 21 percent, and incendiaries at 18 percent. Other noted fire catalysts included natural causes (6 percent),...

We Wish You a Fire-free Holiday Season!

To add warmth to your home during the holiday season, you might start a fire, light a candle, or plug in the twinkle lights on a Christmas tree. Keep safe and warm by the fire Fireplaces are so inviting, but can be so dangerous when people and objects are crammed around the open flame. According to the National Fire Protection Association (NFPA), placing items such...

Save Money & Energy By Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may have already begun preparing for winter by purchasing a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs...

Avoiding a Deep-Fried Turkey Disaster this Thanksgiving

Did you know Benjamin Franklin — who thought the bald eagle was of “bad moral character” — proposed that a wild turkey be the official bird mascot of the United States? Although he was outvoted, the noble turkey remains a mainstay of American culture and kitchens. According to the National Turkey Federation, nearly 88 percent of Americans eat turkey on Thanksgiving, usually with a generous...

How To Tell If Your Roof Needs Replacing

Roofs are one of the parts of the home that tend to cause homeowners the most headaches. How do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....