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Category: Car Insurance

Demystifying Car Insurance Rates

Have you ever compared your car insurance rate with a friend or family member and found it wildly different—even if you both use the same insurance company? It's not that your carrier likes one of you better than the other. In fact, the way rates are determined is based on many different factors—some obvious, some you might not expect:   Accident History and Driving Record--...

Car Voice Systems: A Positive Development or Another Distraction?

In a perfect world, every driver would avoid all distractions while driving. Yet the reality remains that many Americans continue to use their phones behind the wheel. In an effort to reduce the dangers that phones pose and to offer customers an enticing new technology feature, auto makers are increasingly including car voice systems in new models. These systems let drivers use voice commands to...

New Consumer Trends in Homes, Cars and More

For decades, we worked to own homes— the bigger, the better. And ownership was the default choice for homes, cars and everything else. Things are different today. Homes are shrinking in size for the first time in years, more people are renting and car leasing is on the rise. Meanwhile, some of the fastest-growing companies promote sharing rather than owning. A look into these new...

How Well are YOU Protected From Being Injured by a Driver with NO (or very little) Insurance?

At Pardridge Insurance, we know that you would you rather be an educated buyer of car insurance.  We are one of the very few insurance agencies who will take the time to educate you on coverages (without boring you).  Our philosophy is to give our clients relevant information, so they know they are making good, informed decisions. Take a moment to think about this unfortunate...

Human Happens

You probably come to a full halt at stop signs, always use your turn signals and never speed through a yellow light. But even the best drivers all have one thing in common: we're all human, and humans make mistakes. Maybe you forgot to look both ways before making that right turn on red, or you were following the car in front of you just...