Whose Insurance Pays When Your Friend Crashes Your Car?
Posted: August 16, 2017
Whose Insurance Pays When Your Friend Crashes Your Car?Auto insurance typically follows the car rather than the driver. This means that your insurance will likely pay if your friend crashes your car. There are two exceptions: The first is when the damage and/or injuries exceed the available limits on your policy. In this instance, it’s possible that your friend’s insurance would kick in to cover the outstanding balance. Another exception can occur when...
SO, YOU’RE LEAVING THE NEST...
Posted: August 2, 2017
SO, YOU’RE LEAVING THE NEST...College is an exciting time. Meeting the roommate (fingers crossed he or she isn’t a morning person), exploring campus, dreading statistics class — there are ups and downs. And Mom and Dad have decided it’s time for you handle some of your own expenses, and not just coin-operated laundry. But have no fear, Grinnell Mutual is here. Pardridge Insurance can help you with Insurance 101...
FIVE RULES FOR TEEN DRIVERS AND THEIR PARENTS
Posted: June 8, 2017
Driving is a privilege for drivers of all ages, including teens. Driving brings both opportunity and risk to those behind the wheel. “As a parent, I give our children positive affirmation about their driving abilities, while helping them understand the numerous risks,” said Kevin Dowling, assistant vice president for direct claims at Grinnell Mutual. “To be successful at whatever you do, there is often an...
When Should I Add My New Teen Driver to My Auto Policy?
Posted: May 19, 2017
When Should I Add My New Teen Driver to My Auto Policy?ERIE requires new teen drivers to be added to a parent or guardian’s auto policy or take out their own policy once they get their license. If your teen driver only has a learner’s permit, he or she is automatically covered under your policy—so no need to touch base with your ERIE Agent just yet. Add my teenager to my policy or get their own?...
Driving Tips To Stay Safe During Your Summer Vacation
Posted: May 15, 2017
Driving Tips To Stay Safe During Your Summer VacationLonger days, warm, sunny weather, and roads free of snow and ice make summer the perfect time for vacation road trips. In fact, Insurance Institute for Highway Safety (IIHS) statistics reveal that more fatal traffic crashes occur over the summer months than over the winter months. Contributing factors to the increase in serious accidents during the summer include congested roads due to vacation travel with...