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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Do You Have the Right Coverage for Your Roof?

Replacing a roof is one of the most expensive home projects any homeowner will ever face. In fact, Angieslist.com reports that it cost consumers an average of $11,095 to tear off and replace an old roof in 2014. While it’s possible to save over a period of months or years to replace an old roof, sudden damage from something like a windstorm doesn’t give you that...

Is your Farm Covered? Know the Liability Risks of Farming.

Landowners essentially bet the farm every day.  A liability lawsuit could arise at any time and for any number of reasons.  Many lawsuits arise from claims of negligence that result in bodily injury or property damage to others. If a farmer’s cow escapes and eats the neighbor’s crop, the farmer may be liable for the damage to the crop. If the same cow is on...

Equipment Breakdown

Keeping the electricity on and the business equipment running is something no business owner takes for granted.  Grinnell Mutual understands that an equipment failure can mean lost revenue.  That’s why we offer equipment breakdown insurance to keep your business up and running.  An equipment breakdown policy provides coverage from damage caused by mechanical breakdowns, power surges, boiler damage, motor burn out and human error. Equipment Breakdown...

Worker's Compensation

You operate a safe, secure work environment, but accidents and illness can still happen. A slip and fall, an equipment malfunction, or an auto accident, can result in high medical bills, lost time injuries, and a temporary or permanent loss of valuable experienced employees. Your employees are your most valuable asset. Protect them and your bottom line with workers’ compensation insurance from Grinnell Mutual. Workers’...

Commercial Property Package Coverage

We have partnered with Grinnell Mutual to make it easy to protect your commercial property investment with their Commercial Package Policy insurance program.  Our experience over the past century has taught us a thing or two about listening to our customers and creating products customized to meet their unique needs. Our agents can help you protect your investment in your business with property and liability coverages, along...