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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Four Ways to Prevent Scalds at Home

From cleaning to cooking, homes run on hot water. However, hot water can burn the youngest members of your household.  Pardridge Insurance would like you to take the precautions to prevent such a disaster! “Just because the water is not hot to your skin, doesn’t mean it won’t hurt a child’s skin,” said David Miller, assistant vice president of Special Investigations at Grinnell Mutual Reinsurance...

Foul Weather Driving Checklist

Bad weather affects all roads. Adjust your driving habits to stay safe. Sleet, snow, and ice are a part of winter driving in the Midwest. Knowing the road conditions and adjusting your driving habits are essential to safe winter weather driving. Remember, staying safe requires more than good driving skills. Preparation is needed. Make sure your work site vehicles contain an emergency kit and a...

Three Ways to Prevent Frozen Pipes in your Home this Winter

Snow and sub-freezing temperatures will be returning to the Midwest. A deep freeze could lead to frozen pipes and water damage in your home. Pardridge Insurance along with Grinnell Mutual recommends taking steps to prevent water damage from frozen pipes. 1. Know how to shut off your water. “If you’re going to be gone for an extended period of time in the winter, it’s good to...

The Importance Of An Insurance Checkup

Every year, it is advised that you take the time to get an "insurance checkup." Your financial health is an important issue, one that will affect every area of your life. Having the correct levels of coverage for your business insurance and personal insurance is a critical issue, and your policies should be reviewed on a yearly basis. As a business changes and grows, insurance...

Enjoy the holidays, fire-free, with tips from Grinnell Mutual

As the holiday season approaches, homes will soon be glowing with decorations both inside and out, delicious foods will be baked, menorahs lit, and carefully wrapped packages will appear under Christmas trees. Though often forgotten, the season and its traditions pose an increased risk for fire hazards. “In the 31 years that I have been conducting fire investigations, I have heard countless times, ‘I always...